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谁知道公积金贷款详细流程？

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谁知道公积金贷款详细流程？

浏览：52次 | 提问时间： 08-06 09:44

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3个答案

欲哭無淚欲笑無言 08-06 09:44

公积金贷款详细流程：(一)申请人及配偶住房公积金缴存证明;   　　(二)申请人及配偶*明(指居民*、常住户口簿和其他有效居留*)，婚姻状况证明文件;   　　(三)家庭稳定经济收入证明及其它对还款能力有影响的债权债务证明;   　　(四)购买住房的合同、协议等有效证明文件;   　　(五)用于担保的抵押物、质物清单、权属证明以及有处置权人同意抵押、质押的证明，有关部门出具的抵押物估价证明;   　　(六)公积金中心要求提供的其他*。   　　2、对*齐全的借款申请，银行及时受理审查，并及时报送公积金中心。   　　3、公积金中心负责审批贷款，并及时将审批结果通知银行。   　　4、银行按公积金中心审批的结果通知申请人办理贷款手续，由借款人夫*双方与银行签订借款合同及相关的合同或协议，并将借款合同等手续送公积金中心复核，公积金中心核准后即划拨委贷基金，由受托银行按借款合同的约定按时足额发放贷款。   　　5、以住房抵押方式担保的，借款人要到房屋坐落地区的房屋产权管理部门办理房产抵押登记手续，抵押合同或协议由夫*双方签字，以有价证券质押的，借款人将有价证券交管理部或盟中心收押保管。

我会伴你笑 08-06 09:53

公积金贷款详细流程：先确定房子的价格，公积金贷款只能货房子价格的7成必须还是首套房，准备*，购房合同，夫*双方*结婚证*银行的信用记录表，户口本，公积金存折，到公积金中心窗口申请货款，具体细节窗口知询。

臣妾做不到 08-06 10:01

公积金贷款详细流程1.签三方合同2.根据你的情况,算出首付款.先付款3.评估公司,评估价值4.到公积金管理中心签贷款合同5.过户   交税,6.公积金管理中心会把钱直接放给业主

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