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哪位知道住房公积金如何贷款装修

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哪位知道住房公积金如何贷款装修

浏览：38次 | 提问时间： 08-06 11:30

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2个答案

女人無情便是王 08-06 11:31

公积金装修贷款是使用公积金贷款用于房屋装修，享用公积金贷款利率的一种贷款产品，申请条件：(1)申请贷款前六个月正常连续缴存本市住房公积金;(2)具有完全民事责任能力,具有本市城镇常住户口或蓝印户口(非农业);(3)具有稳定的经济收入和偿还贷款本息的能力;(4)借款人必须是大(装)修住房的产权人,与正规的装修公司签订工程实施合同;(5)借款申请人的配偶、同户直系血亲作为住房公积金共同借款人这可以参与公积贷款额度计算。(6)抵押物为借款人实施个*(装)修的自住住房,并拥有个人完全产权。

無論結局怎樣都是俄受傷≈ 08-06 11:39

现在公积金已经不能贷款装修了。   个人住房公积金贷款是*为职工提供的政策性低息住房贷款。是指按时足额缴存住房公积金的借款人，在购买、建造、大修自住住房时，以其所购(建)住房或其他具有所有权的财产作为抵押物或质押物，或由第三人为其贷款提供保证并承担偿还本息连带责任，向住房公积金管理中心申请的以住房公积金为资金来源的住房贷款。   2008年开始已经停止发放公积金装修贷款。希望我的回答对你有所帮助。

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