array(3) {
  ["data"] => array(20) {
    [0] => array(11) {
      ["tagname"] => string(27) "购房公积金贷款流程"
      ["inlink"] => int(0)
      ["addtime"] => string(10) "1598923862"
      ["tagid"] => int(943051)
      ["id"] => string(6) "943051"
      ["depart"] => string(1) "0"
      ["updatetime"] => int(0)
      ["status"] => int(99)
      ["_version_"] => int(1703503942427607040)
      ["pageurl"] => string(35) "//www.sheji456.com/ask/tlist/943051"
      ["m_pageurl"] => string(33) "//m.sheji456.com/ask/tlist/943051"
    }
    [1] => array(11) {
      ["tagname"] => string(27) "公积金贷款购房流程"
      ["inlink"] => int(0)
      ["addtime"] => string(10) "1598923862"
      ["tagid"] => int(947488)
      ["id"] => string(6) "947488"
      ["depart"] => string(1) "0"
      ["updatetime"] => int(0)
      ["status"] => int(99)
      ["_version_"] => int(1703503942551339019)
      ["pageurl"] => string(35) "//www.sheji456.com/ask/tlist/947488"
      ["m_pageurl"] => string(33) "//m.sheji456.com/ask/tlist/947488"
    }
    [2] => array(11) {
      ["tagname"] => string(18) "流程是怎样的"
      ["inlink"] => int(0)
      ["addtime"] => string(10) "1599709911"
      ["tagid"] => int(1323262)
      ["id"] => string(7) "1323262"
      ["depart"] => string(1) "0"
      ["updatetime"] => int(0)
      ["status"] => int(99)
      ["_version_"] => int(1703503955979403272)
      ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1323262"
      ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1323262"
    }
    [3] => array(11) {
      ["tagname"] => string(15) "购房的流程"
      ["inlink"] => int(0)
      ["addtime"] => string(10) "1598923862"
      ["tagid"] => int(939886)
      ["id"] => string(6) "939886"
      ["depart"] => string(1) "0"
      ["updatetime"] => int(0)
      ["status"] => int(99)
      ["_version_"] => int(1703503942335332371)
      ["pageurl"] => string(35) "//www.sheji456.com/ask/tlist/939886"
      ["m_pageurl"] => string(33) "//m.sheji456.com/ask/tlist/939886"
    }
    [4] => array(11) {
      ["tagname"] => string(24) "广州购房贷款流程"
      ["inlink"] => int(0)
      ["addtime"] => string(10) "1598923730"
      ["tagid"] => int(924598)
      ["id"] => string(6) "924598"
      ["depart"] => string(1) "0"
      ["updatetime"] => int(0)
      ["status"] => int(99)
      ["_version_"] => int(1703503941909610502)
      ["pageurl"] => string(35) "//www.sheji456.com/ask/tlist/924598"
      ["m_pageurl"] => string(33) "//m.sheji456.com/ask/tlist/924598"
    }
    [5] => array(11) {
      ["tagname"] => string(45) "广州房产过户流程是怎样的谁了解"
      ["inlink"] => int(0)
      ["addtime"] => string(10) "1599534045"
      ["tagid"] => int(1206065)
      ["id"] => string(7) "1206065"
      ["depart"] => string(1) "0"
      ["updatetime"] => int(0)
      ["status"] => int(99)
      ["_version_"] => int(1703503951195799572)
      ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1206065"
      ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1206065"
    }
    [6] => array(11) {
      ["tagname"] => string(24) "申请流程是怎样的"
      ["inlink"] => int(0)
      ["addtime"] => string(10) "1600480630"
      ["tagid"] => int(1380113)
      ["id"] => string(7) "1380113"
      ["depart"] => string(1) "0"
      ["updatetime"] => int(0)
      ["status"] => int(99)
      ["_version_"] => int(1703503957884665885)
      ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1380113"
      ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1380113"
    }
    [7] => array(11) {
      ["tagname"] => string(21) "其流程是怎样的"
      ["inlink"] => int(0)
      ["addtime"] => string(10) "1600831090"
      ["tagid"] => int(1794257)
      ["id"] => string(7) "1794257"
      ["depart"] => string(1) "0"
      ["updatetime"] => int(0)
      ["status"] => int(99)
      ["_version_"] => int(1703503973576605722)
      ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1794257"
      ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1794257"
    }
    [8] => array(11) {
      ["tagname"] => string(63) "深圳购房土地使用证的办理流程是怎样的谁清楚"
      ["inlink"] => int(0)
      ["addtime"] => string(10) "1599534137"
      ["tagid"] => int(1226395)
      ["id"] => string(7) "1226395"
      ["depart"] => string(1) "0"
      ["updatetime"] => int(0)
      ["status"] => int(99)
      ["_version_"] => int(1703503951902539798)
      ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1226395"
      ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1226395"
    }
    [9] => array(11) {
      ["tagname"] => string(24) "收房流程是怎样的"
      ["inlink"] => int(0)
      ["addtime"] => string(10) "1599530139"
      ["tagid"] => int(1179654)
      ["id"] => string(7) "1179654"
      ["depart"] => string(1) "0"
      ["updatetime"] => int(0)
      ["status"] => int(99)
      ["_version_"] => int(1703503950327578638)
      ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1179654"
      ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1179654"
    }
    [10] => array(11) {
      ["tagname"] => string(24) "家装流程是怎样的"
      ["inlink"] => int(0)
      ["addtime"] => string(10) "1604570311"
      ["tagid"] => int(4611814)
      ["id"] => string(7) "4611814"
      ["depart"] => string(1) "0"
      ["updatetime"] => int(0)
      ["status"] => int(99)
      ["_version_"] => int(1703504068221075477)
      ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/4611814"
      ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/4611814"
    }
    [11] => array(11) {
      ["tagname"] => string(33) "广州公积金贷款审批流程"
      ["inlink"] => int(0)
      ["addtime"] => string(10) "1598923862"
      ["tagid"] => int(945368)
      ["id"] => string(6) "945368"
      ["depart"] => string(1) "0"
      ["updatetime"] => int(0)
      ["status"] => int(99)
      ["_version_"] => int(1703503942491570179)
      ["pageurl"] => string(35) "//www.sheji456.com/ask/tlist/945368"
      ["m_pageurl"] => string(33) "//m.sheji456.com/ask/tlist/945368"
    }
    [12] => array(11) {
      ["tagname"] => string(33) "广州公积金贷款申请流程"
      ["inlink"] => int(0)
      ["addtime"] => string(10) "1598924527"
      ["tagid"] => int(1054778)
      ["id"] => string(7) "1054778"
      ["depart"] => string(1) "0"
      ["updatetime"] => int(0)
      ["status"] => int(99)
      ["_version_"] => int(1703503945627861024)
      ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1054778"
      ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1054778"
    }
    [13] => array(11) {
      ["tagname"] => string(33) "广州公积金贷款申请流程"
      ["inlink"] => int(0)
      ["addtime"] => string(10) "1598924527"
      ["tagid"] => int(1054783)
      ["id"] => string(7) "1054783"
      ["depart"] => string(1) "0"
      ["updatetime"] => int(0)
      ["status"] => int(99)
      ["_version_"] => int(1703503945628909568)
      ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1054783"
      ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1054783"
    }
    [14] => array(11) {
      ["tagname"] => string(27) "开盘当天的购房流程"
      ["inlink"] => int(0)
      ["addtime"] => string(10) "1594371558"
      ["tagid"] => int(489965)
      ["id"] => string(6) "489965"
      ["depart"] => string(1) "0"
      ["updatetime"] => int(0)
      ["status"] => int(99)
      ["_version_"] => int(1703503927452893193)
      ["pageurl"] => string(35) "//www.sheji456.com/ask/tlist/489965"
      ["m_pageurl"] => string(33) "//m.sheji456.com/ask/tlist/489965"
    }
    [15] => array(11) {
      ["tagname"] => string(33) "住房公积金贷款购房流程"
      ["inlink"] => int(0)
      ["addtime"] => string(10) "1598923399"
      ["tagid"] => int(849521)
      ["id"] => string(6) "849521"
      ["depart"] => string(1) "0"
      ["updatetime"] => int(0)
      ["status"] => int(99)
      ["_version_"] => int(1703503939744301081)
      ["pageurl"] => string(35) "//www.sheji456.com/ask/tlist/849521"
      ["m_pageurl"] => string(33) "//m.sheji456.com/ask/tlist/849521"
    }
    [16] => array(11) {
      ["tagname"] => string(33) "住房公积金贷款购房流程"
      ["inlink"] => int(0)
      ["addtime"] => string(10) "1598923399"
      ["tagid"] => int(849522)
      ["id"] => string(6) "849522"
      ["depart"] => string(1) "0"
      ["updatetime"] => int(0)
      ["status"] => int(99)
      ["_version_"] => int(1703503939744301082)
      ["pageurl"] => string(35) "//www.sheji456.com/ask/tlist/849522"
      ["m_pageurl"] => string(33) "//m.sheji456.com/ask/tlist/849522"
    }
    [17] => array(11) {
      ["tagname"] => string(30) "买房的流程购房流程图"
      ["inlink"] => int(0)
      ["addtime"] => string(10) "1608629480"
      ["tagid"] => int(7727471)
      ["id"] => string(7) "7727471"
      ["depart"] => string(1) "0"
      ["updatetime"] => int(0)
      ["status"] => int(99)
      ["_version_"] => int(1703504173072384001)
      ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/7727471"
      ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/7727471"
    }
    [18] => array(11) {
      ["tagname"] => string(54) "大白施工验收流程是怎样的收费是怎样的"
      ["inlink"] => int(0)
      ["addtime"] => string(10) "1599534257"
      ["tagid"] => int(1273579)
      ["id"] => string(7) "1273579"
      ["depart"] => string(1) "0"
      ["updatetime"] => int(0)
      ["status"] => int(99)
      ["_version_"] => int(1703503953546706949)
      ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1273579"
      ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1273579"
    }
    [19] => array(11) {
      ["tagname"] => string(33) "酒店的退房流程是怎样的"
      ["inlink"] => int(0)
      ["addtime"] => string(10) "1599530139"
      ["tagid"] => int(1182713)
      ["id"] => string(7) "1182713"
      ["depart"] => string(1) "0"
      ["updatetime"] => int(0)
      ["status"] => int(99)
      ["_version_"] => int(1703503950448164873)
      ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1182713"
      ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1182713"
    }
  }
  ["counts"] => int(643893)
  ["pagecount"] => float(32195)
}
广州购房公积金贷款流程是怎样的?_其他_设计456问答
当前城市:  [切换]
一站式装修设计平台,为您提供优质装修服务!
设计456欢迎您!
当前位置: 首页>

装修问答

>

其他

>

广州购房公积金贷款流程是怎样的?

本地优质装修公司

10秒装修报价 装修要花多少钱?获得精准报价,省钱30%

所在城市:
房屋面积:
手机号码:
您的信息将被严格保密,《隐私保护条例
立即计算
装修报价费用明细
您的装修预算报价 168211

材料费:77201

人工费:86544

设计费:1760

质检费:2706

广州购房公积金贷款流程是怎样的?

浏览:49次 | 提问时间: 08-06 11:33
分享到:
3个答案
08-06 11:34

广州购房公积金贷款流程:【1】员工向公积金中心或者承办银行提交住房公积金贷款申请表和有关*;【2】公积金中心或者承办银行受理职工申请后,对职工有关情况进行贷前审核;【3】公积金中心对职工贷款申请进行审批;【4】经公积金中心审批同意的贷款,由公积金中心、借款人、受托银行三方共同签订书面借款合同,或者由公积金中心委托受托银行与借款人签订书面借款合同;【5】公积金中心出具同意贷款审批意见及办妥担保手续后,公积金中心委托受托银行向借款人发放贷款。希望我的回答对你有帮助!

温凉如夏 08-06 11:42

1)借款人到单位交存住房公积金的住房资金管理(分)中心提出申请,介绍本人情况、领取材料。2)准备齐全的*材料,交住房资金管理(分)中心审核,包括核验借款申请表、购房行为是否合法、核定贷款额度和期限、确定贷款担保方式等。需要评估的贷款,由指定评估机构进行评估。3)初审合格,住房资金管理中心开具调查通知单,由受托银行对借款人进行调查,并指导借款人填写有关贷款合同。调查内容包括:核实收入情况有保证的人,保证人是否具有保证资格等。4)银行调查合格,受托行出具调查意见递交住房资金管理(分)中心,由住房资金管理(分)中心审批。5)审批通过,住房资金管理(分)中心签发委托贷款通知单。银行通知借款人办理放贷手续。6)借款合同生效,住房资金管理(分)中心将资金划入委托贷款基金账户,再由受托行将资金划入开发商账户。7)借款人按照规定的方式按时归还借款。8)借款人还清贷款本息,借款合同和有关担保解除,有关凭证返还借款人(抵押人或出质人)

余存d3sTny 08-06 11:51

1、初审:  由住房资金管理中心对申请人提交的材料进行初步审查,包括申请人资格、贷款额度、贷款期限,初审合格以后,由中心出具《抵押物审核评估通知单》。  2、评估:  申请人持《抵押物审核评估通知单》到中心指定的评估机构,对所购买的房屋价值进行评估。经济适用房不需要评估。  3、审核:  申请人持评估机构出具的《评估报告》以及中心要求的初审材料到中心进行贷款审核。如果合格,中心开具《住房资金管理中心担保委托贷款调查通知单》。  4、办理担保手续:  申请人持《住房资金管理中心担保委托贷款调查通知单》,按照自己选择的担保方式办理担保手续。如果选择抵押+保证的方式,保证人应该出具书面的担保函;如果选择抵押+保险或第三人保证的方式,应该到保险公司投保或到担保机构办理委托担保手续。  5、签订借款合同。  6、住房资金管理中心与受托行签订委托贷款协议。  7、借款人直接向住房资金管理中心提出贷款申请,受托行业可根据需要,代为收集借款人申请*,统一交住房资金管理中心审核、审批。  8、住房资金管理中心对每笔贷款金额、期限、利率审批同意后,与受托行签订委托贷款合同。  9、受托行按照委托贷款合同约定,与借款人分别签订《住房公积金委托贷款抵押合同》、《住房公积金委托贷款质押合同》和《住房公积金委托贷款保证合同》后,办理借款手续。  10、受托行将贷款直接划入售房方在受托行开立的指定账户。以上希望能够帮到您

保障