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房产证可以贷款多少钱

浏览：33次 | 提问时间： 08-06 11:35

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3个答案

猫的美瞳会发光 08-06 11:35

你好，这个的话先要评估，   评估价值先打八折，   然后贷款带出来的钱是评估价值的5成到7成。   比如你的房子现在在市场上卖50万。   评估出来大约40万，   贷款可以带到20-30万。   利息看你个人的信用记录

绾发似君心 08-06 11:44

房产证贷款是分为两种:商贷,房贷商贷:一般用于资金周转等资金问题,房产证抵押只可贷银行评估金额的五层。银行评估金额以当地当时地价和银行最后预估价为准。房贷:首次买房且本人在银行没有信贷记录的可以贷到评估金额的七层(新房就是卖价的七层),达不到此条件的人,可以贷四至六层。非本地户口人员,要提供相关*才可贷款。希望我的回答对你有帮助

烟花易冷 08-06 11:52

房屋抵押贷款一般来说是房产评估价的五折         新房贷款的贷款期限最长不超过30年，二手房不超过20年。房产抵押贷款是指借款人以已购商品住房抵押，贷款银行为借款人提供一揽子资金服务，满足其购买住房、车位、大额耐用消费品、*和住房装修等多种需求的*币贷款。仅供参考         具体以现实为准。

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