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深圳装修贷款怎么申请

深圳装修贷款怎么申请

浏览：35次 | 提问时间： 08-06 11:37

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我能等 08-06 11:38

公积金装修贷款申请条件1）具有城镇常住户口或有效居留身份，有稳定的职业和收入，信用良好，具有按时偿还住房公积金装修贷款本息的能力;2）在申请住房公积金装修贷款之日前，个人和所在单位按时、足额缴存住房公积金半年以上;3）住房公积金装修贷款额度按住房建筑面积计算，每平方米可贷额度按申请者所处地区而定。公积金装修贷款申请*1）借款人及共同还最高款人*原件及复印件；2）借款人及共同还款人户口本原件及复印件、结婚证原件及复印件；3）所购房产权证、土地证原件及复印件；4）装修合同

纪念的歌 08-06 11:46

您可以参考如下：客户基本条件： 1：深圳商品房 2：申请需中国公民年龄18-60周岁； 3：征信问题：两年不能有2个月以上的逾期。贷款提供的*： [按揭合同，*等以及指定的装修合同*，家装贷款合同...]产品优势：最高额度150万，5年期限，等额还款。可提前还款无违约金，按房产装修合同5000每平方评估计算，综合利息低至5厘多；房屋按揭满足1个月即可申请。

疚人 08-06 11:54

二、额度： 1、单户分期额度最高可达10W2、白金卡尽可在额度内灵活分期，高达50W。三、客户描述： 1、宁波大市范围户籍。2、本人或配偶名下在宁波地区内至少有一套及以上70平米左右或价值70W左右的商品房。3、宁波地区：社保连续六个月缴纳正常!4、客户执卡3个月以上的，则要求客户最近三个月全部全额还款，如果客户持卡少于3个月，则要求客户持卡期间全部全额还款！四、*作流程：（一）、业主先要确定装修公司：必须是宁波银行规定范围内的装修公司！（二）、业主和装修公司施工合同签署后，联系网站方、银行签订协议（业主，银行，网站方，装修公司），并填写*申请表！（无卡用户）1、装修公司：施工合同，公章。2、业主：房产证原件、复印件，*原件、复印件，收入证明（要红章的），如果房产证不是本人名下的，需要携带与房产证执有人关系的有效书面证明，要装修的小区照片。（大门照片，门牌号，即将装修房子的照片）

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