array(3) { ["data"] => array(20) { [0] => array(11) { ["tagname"] => string(27) "个人二手房按揭贷款" ["inlink"] => int(0) ["addtime"] => string(10) "1598924352" ["tagid"] => int(1022445) ["id"] => string(7) "1022445" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503944676802569) ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1022445" ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1022445" } [1] => array(11) { ["tagname"] => string(18) "按揭贷款流程" ["inlink"] => int(0) ["addtime"] => string(10) "1594372024" ["tagid"] => int(549875) ["id"] => string(6) "549875" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503929171509271) ["pageurl"] => string(35) "//www.sheji456.com/ask/tlist/549875" ["m_pageurl"] => string(33) "//m.sheji456.com/ask/tlist/549875" } [2] => array(11) { ["tagname"] => string(24) "装修线是怎么走的" ["inlink"] => int(0) ["addtime"] => string(10) "1606727814" ["tagid"] => int(6006345) ["id"] => string(7) "6006345" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703504115219300371) ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/6006345" ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/6006345" } [3] => array(11) { ["tagname"] => string(24) "按揭贷款办理流程" ["inlink"] => int(0) ["addtime"] => string(10) "1594371661" ["tagid"] => int(506509) ["id"] => string(6) "506509" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503927929995267) ["pageurl"] => string(35) "//www.sheji456.com/ask/tlist/506509" ["m_pageurl"] => string(33) "//m.sheji456.com/ask/tlist/506509" } [4] => array(11) { ["tagname"] => string(21) "转按揭贷款流程" ["inlink"] => int(0) ["addtime"] => string(10) "1598923693" ["tagid"] => int(916017) ["id"] => string(6) "916017" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503941662146591) ["pageurl"] => string(35) "//www.sheji456.com/ask/tlist/916017" ["m_pageurl"] => string(33) "//m.sheji456.com/ask/tlist/916017" } [5] => array(11) { ["tagname"] => string(24) "车辆按揭贷款流程" ["inlink"] => int(0) ["addtime"] => string(10) "1598923730" ["tagid"] => int(933275) ["id"] => string(6) "933275" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503942152880139) ["pageurl"] => string(35) "//www.sheji456.com/ask/tlist/933275" ["m_pageurl"] => string(33) "//m.sheji456.com/ask/tlist/933275" } [6] => array(11) { ["tagname"] => string(24) "工行按揭贷款流程" ["inlink"] => int(0) ["addtime"] => string(10) "1598923730" ["tagid"] => int(933281) ["id"] => string(6) "933281" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503942152880145) ["pageurl"] => string(35) "//www.sheji456.com/ask/tlist/933281" ["m_pageurl"] => string(33) "//m.sheji456.com/ask/tlist/933281" } [7] => array(11) { ["tagname"] => string(24) "建行按揭贷款流程" ["inlink"] => int(0) ["addtime"] => string(10) "1598923730" ["tagid"] => int(933295) ["id"] => string(6) "933295" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503942152880159) ["pageurl"] => string(35) "//www.sheji456.com/ask/tlist/933295" ["m_pageurl"] => string(33) "//m.sheji456.com/ask/tlist/933295" } [8] => array(11) { ["tagname"] => string(24) "办理按揭贷款流程" ["inlink"] => int(0) ["addtime"] => string(10) "1598923730" ["tagid"] => int(933326) ["id"] => string(6) "933326" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503942153928727) ["pageurl"] => string(35) "//www.sheji456.com/ask/tlist/933326" ["m_pageurl"] => string(33) "//m.sheji456.com/ask/tlist/933326" } [9] => array(11) { ["tagname"] => string(24) "农行按揭贷款流程" ["inlink"] => int(0) ["addtime"] => string(10) "1598924269" ["tagid"] => int(999278) ["id"] => string(6) "999278" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503944029831169) ["pageurl"] => string(35) "//www.sheji456.com/ask/tlist/999278" ["m_pageurl"] => string(33) "//m.sheji456.com/ask/tlist/999278" } [10] => array(11) { ["tagname"] => string(24) "个人按揭贷款流程" ["inlink"] => int(0) ["addtime"] => string(10) "1598924269" ["tagid"] => int(999298) ["id"] => string(6) "999298" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503944029831189) ["pageurl"] => string(35) "//www.sheji456.com/ask/tlist/999298" ["m_pageurl"] => string(33) "//m.sheji456.com/ask/tlist/999298" } [11] => array(11) { ["tagname"] => string(24) "汽车按揭贷款流程" ["inlink"] => int(0) ["addtime"] => string(10) "1598924269" ["tagid"] => int(999362) ["id"] => string(6) "999362" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503944031928324) ["pageurl"] => string(35) "//www.sheji456.com/ask/tlist/999362" ["m_pageurl"] => string(33) "//m.sheji456.com/ask/tlist/999362" } [12] => array(11) { ["tagname"] => string(21) "按揭贷款的流程" ["inlink"] => int(0) ["addtime"] => string(10) "1598924443" ["tagid"] => int(1032750) ["id"] => string(7) "1032750" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503945013395485) ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1032750" ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1032750" } [13] => array(11) { ["tagname"] => string(27) "装修灯线是怎么走的" ["inlink"] => int(0) ["addtime"] => string(10) "1606727762" ["tagid"] => int(5946077) ["id"] => string(7) "5946077" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703504113470275590) ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/5946077" ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/5946077" } [14] => array(11) { ["tagname"] => string(27) "个人二手房过户流程" ["inlink"] => int(0) ["addtime"] => string(10) "1598923636" ["tagid"] => int(883236) ["id"] => string(6) "883236" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503940751982600) ["pageurl"] => string(35) "//www.sheji456.com/ask/tlist/883236" ["m_pageurl"] => string(33) "//m.sheji456.com/ask/tlist/883236" } [15] => array(11) { ["tagname"] => string(24) "银行按揭贷款流程" ["inlink"] => int(0) ["addtime"] => string(10) "1594371456" ["tagid"] => int(471900) ["id"] => string(6) "471900" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503926919168022) ["pageurl"] => string(35) "//www.sheji456.com/ask/tlist/471900" ["m_pageurl"] => string(33) "//m.sheji456.com/ask/tlist/471900" } [16] => array(11) { ["tagname"] => string(24) "按揭贷款买车流程" ["inlink"] => int(0) ["addtime"] => string(10) "1598923693" ["tagid"] => int(906687) ["id"] => string(6) "906687" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503941404196885) ["pageurl"] => string(35) "//www.sheji456.com/ask/tlist/906687" ["m_pageurl"] => string(33) "//m.sheji456.com/ask/tlist/906687" } [17] => array(11) { ["tagname"] => string(24) "买房按揭贷款流程" ["inlink"] => int(0) ["addtime"] => string(10) "1598923862" ["tagid"] => int(947631) ["id"] => string(6) "947631" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503942555533314) ["pageurl"] => string(35) "//www.sheji456.com/ask/tlist/947631" ["m_pageurl"] => string(33) "//m.sheji456.com/ask/tlist/947631" } [18] => array(11) { ["tagname"] => string(24) "按揭贷款申请流程" ["inlink"] => int(0) ["addtime"] => string(10) "1598924269" ["tagid"] => int(995248) ["id"] => string(6) "995248" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503943917633548) ["pageurl"] => string(35) "//www.sheji456.com/ask/tlist/995248" ["m_pageurl"] => string(33) "//m.sheji456.com/ask/tlist/995248" } [19] => array(11) { ["tagname"] => string(24) "期房按揭贷款流程" ["inlink"] => int(0) ["addtime"] => string(10) "1598924269" ["tagid"] => int(999330) ["id"] => string(6) "999330" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503944030879757) ["pageurl"] => string(35) "//www.sheji456.com/ask/tlist/999330" ["m_pageurl"] => string(33) "//m.sheji456.com/ask/tlist/999330" } } ["counts"] => int(26903) ["pagecount"] => float(1346) }

当前位置：首页>

装修问答

其他

个人二手房按揭贷款流程是怎么走的

个人二手房按揭贷款流程是怎么走的

浏览：53次 | 提问时间： 08-06 11:37

分享到：

5个答案

我非雨伞我也会撑不住的 08-06 11:38

（一）流程：*双方须经过两步走转按包括两个方面，一是卖方提前偿还银行贷款，与银行解除债权债务关系，撤销抵押登记；二是买方申请二手房贷款，以所购住房作为新贷款的抵押担保，办理抵押登记。其业务流程为：第一步，卖方向银行提出申请。第二步，经银行审查同意的，由银行、卖方和买方签订协议，银行同意卖方转让住房，卖方承诺将售房款优先用于偿还银行贷款并授权银行从其在银行开立的账户上直接扣收尚未偿还的贷款本息，买方承诺交易时将房款划入卖方在银行开立的账户上。第三步，卖方和买方签订住房转让合同。第四步，买方向银行提出新的贷款申请，贷款额可以为卖方剩余贷款余额，也可以按照下列公式计算：贷款额＝所购住房市场价格×二手房贷款成数。第五步，银行经审批同意后，与买方签订新的借款合同和抵押合同，出具同意贷款的承诺函。第六步，卖方与买方办理产权过户手续。第七步，银行与卖方到房地产管理部门办理注销抵押登记手续，同时与买方申办新的抵押登记手续。第八步，银行对买方发放贷款，根据买方的授权，将贷款划到卖方开立的账户上，然后根据卖方的授权，从账户上直接扣收卖方尚未偿还的贷款本息，终止原借款合同

念如初 08-06 11:46

一：可以找个中介公司代书一下，费用不是很高，这样也比较省心！二：付定金你们可以从网上*一个定金协议的版本，相应填好就可以了，然后至房屋所在地的交易中心签订*合同，签完以后找银行签贷款合同，房东预约还款，等你的贷款审批完毕，房东注销完成，双方就可以至交易中心办理过户手续，完了天后就可以去拿产证

好多鱼ゅ 08-06 11:54

二手房按揭贷款是指个人在购买售房人具有房屋产权证、能在市场上流通交易的住房或商业用房时,自己支付一定比例首付款,其余部分以要购买的房产作为抵押

somuch 08-06 12:02

叫我大姐姐 08-06 12:11

1。查册*双方达成条件后，在双方签署合约之前，可以自行到房管局查册。2。签约双方达成一致意见，签订《房屋*合约》3。晒图、递件。晒图*主要是提供房地产证原件。递件*主要有1、*双方*复印件(需原件校对);2、房产证(共有证)原件;3、房地产转移登记申请表;4、《房地产*合同》。4。查税包括购方应交税和售方应交税。主要有契税、印花税、营业税、城建税、教育费附加税、个人所得税等。5。交税、过户

装修问答

其他

个人二手房按揭贷款流程是怎么走的

最新问题

相关搜索

最新推荐

个人二手房按揭贷款流程是怎么走的