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谁知道福州住房公积金委托还贷流程有哪些？

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谁知道福州住房公积金委托还贷流程有哪些？

浏览：51次 | 提问时间： 08-06 11:42

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3个答案

繁复如茧 08-06 11:43

办理条件：　　1、住房公积金开户银行及住房公积金贷款银行均为同一承办银行的职工;　　2、个人住房公积金账户处于正常缴存状态;　　3、住房公积金连续缴存满12个月(含12个月)以上;　　4、住房公积金贷款已还款2个月以上，且无逾期还款余额。　　温馨提示：以上4点必须同时具备。　　申请材料：　　1、借(贷)款合同原件;　　2、申请人婚姻证明原件和复印件;　　3、申请人有效*原件和复印件;　　4、住房公积金和补充住房公积金存折;　　5、银行打印的还款对账单。　　办理程序：填写表格→中心审核→银行签订协议。　　收费标准：免费　　办理时间：　　星期一至星期五　　夏时制：上午8：30   -   12：00，下午3：00   -   5：30　　非夏时制：上午8：30   -   12：00，下午2：30   -   5：30

深碍 08-06 11:51

你好，一、办理条件　　1、住房公积金开户银行及住房公积金贷款银行均为同一承办银行的职工。　　2、个人住房公积金账户处于正常缴存状态。　　3、住房公积金贷款已还款2个月以上，且无逾期还款余额。　　4、住房公积金贷款主借款人未提出逐月委托提取还贷申请的，其他参与还款人不能提出申请。　　二、办理材料　　1、借（贷）款合同原件。　　2、本人有效*原件及复印件。　　3、银行打印的还款对账单原件。　　4、配偶申请委托还贷的，需提供婚姻关系证明原件及复印件和有效*原件及复印件。　　三、办理程序　　1、提交材料   2、中心审核   3、银行办理　　四、办理时限　　符合规定、材料齐全的，即时办理。

逍遥人世欢 08-06 12:00

住房公积金委托提取还贷办理方法   （一）申请人本人携带*、婚姻证明和住房贷款合同，向公积金中心或贷款发放银行申请办理委托还贷；        （二）公积金中心或贷款发放银行对申请人提供的材料审核通过后，签订委托还贷协议，建立委托还贷关系；        （三）委托还贷关系建立后，公积金中心在约*间从委托人的住房公积金账户中提取本办法规定的金额，划转到贷款发放银行。   委托还贷期间，委托人的还款义务发生变化的，须在还款义务发生变化之日起至最近一次的委托还贷约定提取日前，及时到公积金中心办理终止委托还贷手续。希望能帮助到你。

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