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黑龙江住房公积金贷款流程谁了解

浏览：48次 | 提问时间： 08-06 11:47

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读心的能力 08-06 11:48

（一）企业从企业提取的住房折旧和其他划转资金中解决，不足部分经财政部门核定，在成本、费用中列支；　　中央企业由财政部派驻各省、自治区、直辖市、计划单列市财政监察专员办事处（组）审核。　　（二）行政、事业单位首先立足于原有住房资金的划转，不足部分，全额预算的行政、事业单位，由财政预算拨付；差额预算的事业单位按差额比例在财政预算和单位自有资金中解决。财政负担的经费，按单位隶属关系和财政体制，由中央财政和地方各级财政分别负担。　　（三）自收自支事业单位比照企业开支渠道列支。　　第九条职工个人缴纳的住房公积金由职工所在单位发工资时代扣，连同单位为职工缴纳的部分，在规定的时间内向住房公积金管理机构缴纳，存入住房公积金管理机构在受委托银行开设的“住房公积金专户”。　　第十条住房公积金的存款利率，按中国*银行的有关规定执行。　　第十一条住房公积金本息，免征个人所得税。

殆死悲爱 08-06 11:56

1、职工个人申请报告经单位审批盖章。 2、本人*、复印件。 3、①购买商品房支取需提交规范的《商品房*合同》正本、复印件及购房首付款（房价的30%以上）收据原件、复印件。 ②购买单位房改房、经济适用住房、参加单位集资建房的需提交房产管理部门审批的《优惠售房批复》和《房价计价表》，售房计价表及购房款（房价的30%以上）收据原件、复印件。 ③职工购买二手住房时，个人申请须经单位审批盖章，单位业务人员须带单位收据和印鉴，带本人购二手住房已过户的新房产证原件、复印件，契税票据原件、复印件，支取申请人个人有效*原件、复印件，为职工办理部分支取业务。 4、须单位财务人员带上述*、单位收据、单位印鉴到中心办理部分支取业务，支取金额为本人住房公积金上年结转的定期整数，需填写支取表。支取夫*双方的还需提交夫*婚姻证明原件、复印件。

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