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北京房屋按揭费用计算方法是什么

浏览：32次 | 提问时间： 08-06 11:47
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你丫是我的小苹果 08-06 11:48

你有北京工作居住证，将视同为北京户口，享受北京户籍的待遇。   如果你在北京名下无房，也未曾贷过款，你买房及贷款都算首套。首付不低于30%（买二手房要多付一些），执行基准利率或按银行政策执行。

蛋 08-06 11:56

您好!  很高兴为您解答~         北京房屋按揭费用计算方法：   1、满五年：1%契税（面积90平以上1.5%），1%个人所得税（家庭非唯一住房才产生）2、未满五年：1%契税（面积90平以上1.5%），1%个人所得税（家庭非唯一住房才产生），5.6%营业税                 希望我的回答能帮助你~

青衫 08-06 12:05

房屋按揭费用计算方法有很多啊，比如说等额本息法的话：月还款额

不离不弃 08-06 12:13

本金*月利率*[(1+月利率)^n/[(1+月利率)^n-1]，式中n表示贷款月数，^n表示n次方，如^240，表示240次方（贷款20年、240个月），等额本金法，月还款额

花恋叶叶属根 08-06 12:21

本金/n+剩余本金*月利率，总利息

我特稀罕你 08-06 12:30

本金*月利率*（贷款月数/2+0.5）月利率

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