array(3) {
["data"] => array(20) {
[0] => array(11) {
["tagname"] => string(30) "武汉建行装修贷款流程"
["inlink"] => int(0)
["addtime"] => string(10) "1608629480"
["tagid"] => int(7735038)
["id"] => string(7) "7735038"
["depart"] => string(1) "0"
["updatetime"] => int(0)
["status"] => int(99)
["_version_"] => int(1703504173302022153)
["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/7735038"
["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/7735038"
}
[1] => array(11) {
["tagname"] => string(24) "房屋装修贷款流程"
["inlink"] => int(0)
["addtime"] => string(10) "1598924155"
["tagid"] => int(984413)
["id"] => string(6) "984413"
["depart"] => string(1) "0"
["updatetime"] => int(0)
["status"] => int(99)
["_version_"] => int(1703503943613546514)
["pageurl"] => string(35) "//www.sheji456.com/ask/tlist/984413"
["m_pageurl"] => string(33) "//m.sheji456.com/ask/tlist/984413"
}
[2] => array(11) {
["tagname"] => string(33) "银行装修贷款流程是什么"
["inlink"] => int(0)
["addtime"] => string(10) "1599530139"
["tagid"] => int(1175632)
["id"] => string(7) "1175632"
["depart"] => string(1) "0"
["updatetime"] => int(0)
["status"] => int(99)
["_version_"] => int(1703503950198603789)
["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1175632"
["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1175632"
}
[3] => array(11) {
["tagname"] => string(24) "武汉房屋装修贷款"
["inlink"] => int(0)
["addtime"] => string(10) "1593574946"
["tagid"] => int(225468)
["id"] => string(6) "225468"
["depart"] => string(1) "0"
["updatetime"] => int(0)
["status"] => int(99)
["_version_"] => int(1703503917993689125)
["pageurl"] => string(35) "//www.sheji456.com/ask/tlist/225468"
["m_pageurl"] => string(33) "//m.sheji456.com/ask/tlist/225468"
}
[4] => array(11) {
["tagname"] => string(30) "武汉房屋装修贷款条件"
["inlink"] => int(0)
["addtime"] => string(10) "1608597460"
["tagid"] => int(7631205)
["id"] => string(7) "7631205"
["depart"] => string(1) "0"
["updatetime"] => int(0)
["status"] => int(99)
["_version_"] => int(1703504170107011091)
["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/7631205"
["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/7631205"
}
[5] => array(11) {
["tagname"] => string(18) "装修贷款流程"
["inlink"] => int(0)
["addtime"] => string(10) "1593573607"
["tagid"] => int(72767)
["id"] => string(5) "72767"
["depart"] => string(1) "0"
["updatetime"] => int(0)
["status"] => int(99)
["_version_"] => int(1703503911940259844)
["pageurl"] => string(34) "//www.sheji456.com/ask/tlist/72767"
["m_pageurl"] => string(32) "//m.sheji456.com/ask/tlist/72767"
}
[6] => array(11) {
["tagname"] => string(18) "武汉装修贷款"
["inlink"] => int(0)
["addtime"] => string(10) "1593421715"
["tagid"] => int(45819)
["id"] => string(5) "45819"
["depart"] => string(1) "0"
["updatetime"] => int(0)
["status"] => int(99)
["_version_"] => int(1703503910071697415)
["pageurl"] => string(34) "//www.sheji456.com/ask/tlist/45819"
["m_pageurl"] => string(32) "//m.sheji456.com/ask/tlist/45819"
}
[7] => array(11) {
["tagname"] => string(24) "武汉房屋装修流程"
["inlink"] => int(0)
["addtime"] => string(10) "1608597275"
["tagid"] => int(7597033)
["id"] => string(7) "7597033"
["depart"] => string(1) "0"
["updatetime"] => int(0)
["status"] => int(99)
["_version_"] => int(1703504169058435096)
["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/7597033"
["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/7597033"
}
[8] => array(11) {
["tagname"] => string(24) "邮政装修贷款流程"
["inlink"] => int(0)
["addtime"] => string(10) "1593421488"
["tagid"] => int(35140)
["id"] => string(5) "35140"
["depart"] => string(1) "0"
["updatetime"] => int(0)
["status"] => int(99)
["_version_"] => int(1703503909741395993)
["pageurl"] => string(34) "//www.sheji456.com/ask/tlist/35140"
["m_pageurl"] => string(32) "//m.sheji456.com/ask/tlist/35140"
}
[9] => array(11) {
["tagname"] => string(24) "装修贷款办理流程"
["inlink"] => int(0)
["addtime"] => string(10) "1593575176"
["tagid"] => int(296627)
["id"] => string(6) "296627"
["depart"] => string(1) "0"
["updatetime"] => int(0)
["status"] => int(99)
["_version_"] => int(1703503920226107407)
["pageurl"] => string(35) "//www.sheji456.com/ask/tlist/296627"
["m_pageurl"] => string(33) "//m.sheji456.com/ask/tlist/296627"
}
[10] => array(11) {
["tagname"] => string(21) "装修贷款的流程"
["inlink"] => int(0)
["addtime"] => string(10) "1598924269"
["tagid"] => int(990071)
["id"] => string(6) "990071"
["depart"] => string(1) "0"
["updatetime"] => int(0)
["status"] => int(99)
["_version_"] => int(1703503943775027216)
["pageurl"] => string(35) "//www.sheji456.com/ask/tlist/990071"
["m_pageurl"] => string(33) "//m.sheji456.com/ask/tlist/990071"
}
[11] => array(11) {
["tagname"] => string(33) "房屋买卖诉讼流程是什么"
["inlink"] => int(0)
["addtime"] => string(10) "1599530139"
["tagid"] => int(1175508)
["id"] => string(7) "1175508"
["depart"] => string(1) "0"
["updatetime"] => int(0)
["status"] => int(99)
["_version_"] => int(1703503950194409496)
["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1175508"
["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1175508"
}
[12] => array(11) {
["tagname"] => string(30) "装修贷款流程详细解答"
["inlink"] => int(0)
["addtime"] => string(10) "1600481816"
["tagid"] => int(1650389)
["id"] => string(7) "1650389"
["depart"] => string(1) "0"
["updatetime"] => int(0)
["status"] => int(99)
["_version_"] => int(1703503967912198150)
["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1650389"
["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1650389"
}
[13] => array(11) {
["tagname"] => string(24) "工行装修贷款流程"
["inlink"] => int(0)
["addtime"] => string(10) "1593420477"
["tagid"] => int(1839)
["id"] => string(4) "1839"
["depart"] => string(1) "0"
["updatetime"] => int(0)
["status"] => int(99)
["_version_"] => int(1703503908556505090)
["pageurl"] => string(33) "//www.sheji456.com/ask/tlist/1839"
["m_pageurl"] => string(31) "//m.sheji456.com/ask/tlist/1839"
}
[14] => array(11) {
["tagname"] => string(24) "银行装修贷款流程"
["inlink"] => int(0)
["addtime"] => string(10) "1593573607"
["tagid"] => int(74981)
["id"] => string(5) "74981"
["depart"] => string(1) "0"
["updatetime"] => int(0)
["status"] => int(99)
["_version_"] => int(1703503912004222991)
["pageurl"] => string(34) "//www.sheji456.com/ask/tlist/74981"
["m_pageurl"] => string(32) "//m.sheji456.com/ask/tlist/74981"
}
[15] => array(11) {
["tagname"] => string(24) "农行装修贷款流程"
["inlink"] => int(0)
["addtime"] => string(10) "1593574413"
["tagid"] => int(117807)
["id"] => string(6) "117807"
["depart"] => string(1) "0"
["updatetime"] => int(0)
["status"] => int(99)
["_version_"] => int(1703503913278242830)
["pageurl"] => string(35) "//www.sheji456.com/ask/tlist/117807"
["m_pageurl"] => string(33) "//m.sheji456.com/ask/tlist/117807"
}
[16] => array(11) {
["tagname"] => string(24) "建行装修贷款流程"
["inlink"] => int(0)
["addtime"] => string(10) "1593575004"
["tagid"] => int(238805)
["id"] => string(6) "238805"
["depart"] => string(1) "0"
["updatetime"] => int(0)
["status"] => int(99)
["_version_"] => int(1703503918383759379)
["pageurl"] => string(35) "//www.sheji456.com/ask/tlist/238805"
["m_pageurl"] => string(33) "//m.sheji456.com/ask/tlist/238805"
}
[17] => array(11) {
["tagname"] => string(24) "装修贷款申请流程"
["inlink"] => int(0)
["addtime"] => string(10) "1594372024"
["tagid"] => int(564208)
["id"] => string(6) "564208"
["depart"] => string(1) "0"
["updatetime"] => int(0)
["status"] => int(99)
["_version_"] => int(1703503929589891100)
["pageurl"] => string(35) "//www.sheji456.com/ask/tlist/564208"
["m_pageurl"] => string(33) "//m.sheji456.com/ask/tlist/564208"
}
[18] => array(11) {
["tagname"] => string(45) "上海公积金装修贷款的流程是什么"
["inlink"] => int(0)
["addtime"] => string(10) "1599534137"
["tagid"] => int(1213498)
["id"] => string(7) "1213498"
["depart"] => string(1) "0"
["updatetime"] => int(0)
["status"] => int(99)
["_version_"] => int(1703503951455846423)
["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1213498"
["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1213498"
}
[19] => array(11) {
["tagname"] => string(18) "武汉结婚流程"
["inlink"] => int(0)
["addtime"] => string(10) "1594798196"
["tagid"] => int(671813)
["id"] => string(6) "671813"
["depart"] => string(1) "0"
["updatetime"] => int(0)
["status"] => int(99)
["_version_"] => int(1703503933621665796)
["pageurl"] => string(35) "//www.sheji456.com/ask/tlist/671813"
["m_pageurl"] => string(33) "//m.sheji456.com/ask/tlist/671813"
}
}
["counts"] => int(137580)
["pagecount"] => float(6879)
}

10秒装修报价 装修要花多少钱?获得精准报价,省钱30%
168211
元
材料费:77201元
人工费:86544元
设计费:1760元
质检费:2706元
1
填写个人住房装饰装修贷款申请表。
2
提供有效*及复印件(居民*、户口本和其他有效居留*)。
3
家庭装饰装修工程合同书
4
银行认可的经济收入的证明
5
提供房屋产权*或房屋*合同或商品房预售契约。
6
抵押担保*:抵押物清单、权属证明文件(产权人的抵押承诺书)、抵押物估价报告。
7
最后等待银行审批
仅供参考哦
借款人的具体条件
1.十八周岁至六十周岁,有当地常住户口或有外地户口但有本地有效居住*,有固定居所;
2.具有稳定的职业和经济收入或易于变现的资产;
3.有与装修企业签定的《家庭装修工程合同》,或《购买家庭装修材料合同》、《购买厨卫设备合同》,以及家庭装修预算书;
4.在建设银行开有活期储蓄存款帐户;
5.提供建设银行认可的担保;
6.符合建设银行要求的其他条件。 借款额度 借款人借款金额不低于*币5000元(含5000元),最高贷款额不超过*币15万元(含15万元)。 贷款期限 最短为半年,最长不超过5年(含5年)。
贷款利率 按中国*银行规定的同期贷款利率执行。
借款人应提供的*
*借款人填写《中国建设银行个人住房装修贷款申请书》,并提供如下*:
*居民身份*(*、户口簿、*人证或其他有效身份*)等*的原件和复印件;
*个人收入证明(单位出具的收入证明、工资单、纳税单、可用于还款的本行储蓄存单等);
*与装修企业签订的《家庭装修工程合同》、《购买家庭装修材料合同》、《购买厨卫设备合同》,以及家庭装修预算书;
*装修企业的营业执照和资格*复印件;
*抵押物、质押物及权利凭证清单的权属证明和有处分权人同意抵押、质押的证明;抵押物必须提交所有权或使用权*、估价、保险文件;权利质物还须提供权利凭证;保证人同意保证的文件;
*贷款银行要求的其他材料.担保的方式与具体要求 借款人向建设银行申请个人住房装修贷款必须提供有效担保。担保可以采取抵押、质押、保证的方式。
*借款人以自有财产或第三人自有财产进行抵押的,建设银行要与借款人或第三人签订《抵押合同》;抵押物必须评估,并办理抵押登记手续。
*(二)借款人以自己或者第三人的符合规定条件的权利凭证进行质押的,建设银行要与借款人签订《质押合同》,可以质押的权利凭证包括:
1.有价证券。包括*债券、金融债券和AAA企业债券;
2.建设银行出具的储蓄存单;
3.建设银行认可的其它资产。 贷款期限不长于质押权利的到期期限。
*借款人以保证方式提供担保的,保证是连带责任的保证,建设银行要与保证人签订《保证合同》。保证人必须是法人、其它经济组织或公民。
*未经贷款银行同意,抵押期间借款人(抵押人)不得将抵押物转让、出租、*、馈赠或再抵押。
在抵押期间,借款人有维护、保养、保证抵押品完好无损的责任,并随时接受贷款人监督检查。 贷款的流程示意图说明
1.借款人选定装修企业,并与装修企业签订《家庭装修工程合同》、《购买家庭装修材料合同》、《购买厨卫设备合同》,以及家庭装修预算书;
2.借款人向建设银行申请个人住房装修贷款;
3.建设银行对借款人提供的*进行审查。
4.同意借款人贷款的,办理有关手续;将贷款资金划转借款人 个人帐户;
5.借款人支付装修款;
6.借款人按期偿还贷款。 贷款偿还的规定 *贷款期限在1年以内(含1年)的,实行到期一次还本付息,利随本清;
*贷款期限在1年以上的,借款人从贷款支用的次月起采取按月等额偿还贷款本息的方式,计算公式如下: *借款人提前归全部还贷款本息,应当提前15天通知贷款银行,已计收的利息不随期限、利率变化而调整的。
武汉房屋装修贷款流程
1、*双方签订房屋*合同,约定首付款、贷款和尾款的金额;
2、购房人及配偶当面向银行申请贷款,售房人及配偶到场确认;
3、银行对贷款申请进行调查、审批;
4、购房人与银行签订借款及担保合同;
5、售房人将房屋产权过户给购房人,售房人向购房人取得首付款;
6、购房人与银行办理房产抵押登记(或由其他自然人、法人为购房人提供阶段性担保);
7、银行向售房人账户发放贷款;
8、*双方办理房屋物业结清,售房人向购房人取得尾款;
9、购房人收房,按月还款(阶段性担保情况下,购房人与银行补办房产抵押登记)