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房屋抵押办理流程是怎样的？

浏览：29次 | 提问时间： 08-07 02:50
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3个答案
掌心蔷薇 08-07 02:51

以房产抵押、以经营的企业(工商执照）为贷款人申请贷款。   贷款人先到银行咨询抵押贷款事宜，再按照银行指定到评估公司申请评估，取得评估报告，之后贷款人夫*双方带着*明、户口本、结婚证、房权证、土地证（或复印件

Heartbeat心跳 08-07 02:59

流程：首先办理抵押贷款，须经银行同意以房地产抵押贷款;需要委托具有房地产价格评估机构资格的评估机构所对要抵押的房地产进行评估，取得评估报告;再者要与银行签定抵押合同、借款合同、抵押物清单，填写申请书;经审查批准登记后，银行将贷款拨到贷款帐户。以上大致流程仅供参考，详细的细节和和办理时间要根据不同的银行以及具体的工作安排而定。

同行 08-07 03:08

以房产抵押、以经营的企业(工商执照）为贷款人申请贷款。　贷款人先到银行咨询抵押贷款事宜，再按照银行指定到评估公司申请评估，取得评估报告，之后贷款人夫*双方带着*明、户口本、结婚证、房权证、土地证（或复印件）、工商执照、税务*、收入证明、银行的资金流水、房屋的评估报告到银行申请抵押贷款，到房管部门办理抵押登记，到银行支取贷款！哈哈

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