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二手房详细交易流程哪位了解？

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二手房详细交易流程哪位了解？

浏览：29次 | 提问时间： 08-07 02:56

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两首歌你会听着走到哪 08-07 02:56

二手房详细交易流程:一、*流程分全款购房及按揭贷款购房（一）、买方贷款购房1、银行征信调查（去*银行查买方的征信情况）2、房屋产权调查（调查房产是否抵押，查封，析产，继承，共有权人情况）3、向卖方支付定金并预留房屋尾款4、房屋过户的同时银行审查贷款条件5、银行发放贷款6、双方共同去做物业交割7、向卖方支付尾款（二）、买方全款购房1、房屋产权调查（调查房产是否抵押，查封，析产，继承，共有权人情况）2、买方支付卖方定金3、双方共同去做房屋过户4、双方共同去做物业交割5、买方全款付清给卖方二、选购二手房过程中，注意事项如下：1、房屋手续是否齐全   （查看房产证，土地证，个别地区还有契税证）2、产权是否明晰无纠纷（是否有抵押，查封，离婚析产，继承，共有权人状况）3、交易房屋是否在租   （须注意：*不破租赁）4、土地情况是否清晰   （是否有土地抵押，查封等）5、市政规划是否影响   （是否在动迁红线内）6、房屋是否合法   （不要有违规搭建等，无法办理过户）。   7、单位房屋是否侵权   （福利分房等）8、水电气暖物业费用是否拖欠，该房产内户口必须迁移（特别是学区房）   9、中介公司是否违规   （黑心中介吃差价等）10、合同约定是否明确   （违约赔偿责任）如能注意到以上几点，对于交易双方，都是非常公平，安全合理的！

擡掇秘密 08-07 03:05

二手房详细交易流程1、二手房*双方和中介签订三方购房合同。      2、*双方和中介凭购房合同到指定银行任一网点填写申请协议，明确交易流程和房款放款时间。      3、买家把钱划入银行专用账户内，银行出具收款单据。银行再与中介定期对账。      4、*双方到市房地产交易中心办理交易过户手续。      5、交易过户手续办理后，*双方按约定到银行申请放款。

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