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谁知道广东房屋按揭手续办理流程

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谁知道广东房屋按揭手续办理流程

浏览：33次 | 提问时间： 08-07 02:56

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抚心自问 08-07 02:56

公积金贷款条件　　(一)公积金贷款条件　　1.申请贷款当月之前连续按时足额缴存住房公积金达到规定期限　　2.首付购(建)房款不低于规定比例　　3.按规定提供贷款担保　　4.具有稳定的经济收入和贷款偿还能力,个人信用状况良好　　5.职工及其配偶均未发生住房公积金贷款或者已经全部还清住房公积金贷款　　6.经公积金管委会审定的其他条件　　(二)限制贷款条件　　1.个人账户缴存未满1年　　2.账户连续欠缴超过3个月　　3.账户连续欠缴超过3个月

陪你走完未走过的路 08-07 03:05

办理按揭贷款需要提供的*：     1、申请人和配偶的*、户口原件及复印件3份（如申请人与配偶不属于同一户口的需另附婚姻关系证明）。     2、购房*合同正本。     3、房价30%或以上预付款收据原件及复印件各1份。     4、申请人家庭收入证明材料和有关资产证明等，包括工资单、个人所得税纳税单、单位开具的收入证明、银行存单等。     5、开发商或上家的收款帐号1份。    其贷款手续及程序是这样的。     首先，请到银行了解相关情况。并办理相关带齐以上的*申请个人住房贷款。     然后接受银行对您的审查，并确定贷款额度。    接下来就可以办理借款合同，且由银行*保险。办理产权抵押登记和公证。     最后剩下的就是银行发放贷款，借贷人每月还款和还清本息后的注销登记。     经过以上手续及流程，您就可以通过按揭得到新房子了。

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