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string(34) "//m.sheji456.com/ask/tlist/1228085" } [6] => array(11) { ["tagname"] => string(36) "欧式端景柜价格有知道的吗" ["inlink"] => int(0) ["addtime"] => string(10) "1599534137" ["tagid"] => int(1230177) ["id"] => string(7) "1230177" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503952027320327) ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1230177" ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1230177" } [7] => array(11) { ["tagname"] => string(24) "贷款银行放款快吗" ["inlink"] => int(0) ["addtime"] => string(10) "1598923473" ["tagid"] => int(860537) ["id"] => string(6) "860537" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503940051533849) ["pageurl"] => string(35) "//www.sheji456.com/ask/tlist/860537" ["m_pageurl"] => string(33) "//m.sheji456.com/ask/tlist/860537" } [8] => array(11) { ["tagname"] => string(63) "办理二手房产过户流程有知道的没有网友晓得吗" ["inlink"] => int(0) ["addtime"] => 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"//m.sheji456.com/ask/tlist/862828" } [13] => array(11) { ["tagname"] => string(36) "南极人被子价格有知道的吗" ["inlink"] => int(0) ["addtime"] => string(10) "1599534137" ["tagid"] => int(1227732) ["id"] => string(7) "1227732" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503951946580003) ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1227732" ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1227732" } [14] => array(11) { ["tagname"] => string(36) "港式五星灶价格有知道的吗" ["inlink"] => int(0) ["addtime"] => string(10) "1599534137" ["tagid"] => int(1228518) ["id"] => string(7) "1228518" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503951972794369) ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1228518" ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1228518" } [15] => array(11) { ["tagname"] => string(30) "银行不放款买家违约吗" ["inlink"] => int(0) ["addtime"] => string(10) 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二手房银行放款流程有知道的吗？

二手房银行放款流程有知道的吗？

浏览：58次 | 提问时间： 08-07 02:57

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3个答案

我与她选吧 08-07 02:57

1、提交贷款申请、签署贷款合同：1天2、物业评估，第三方担保：1-2天3、银行审批：3-5个工作日4、房屋过户，支付首付款，交税、领取新房产证：4个工作日5、银行领取贷款合同、房屋抵押登记：3个工作日6、银行放款给卖方：3-5个工作日各银行的放款额度是由总行制度计划的，如果分配的额度已经用完，则银行会放慢审核的速度，放款的时候也会等到下一批计划额度到位才能放款，因为各商业银行受*银行监管，各方面指标都必须按*银行的要求执行，不能超标。

灰太狼有个蓝颜叫光头强 08-07 03:06

二手房银行放款流程：签订房屋*合同（当天1个工作日）→贷款申请（当天1个工作日）→房地产评估到出评估报告（3-5个工作日）→贷款审批（5-7个工作日）→签订贷款合同(主合同)和房地产抵押合同(副合同)（1个工作日）→办理房地产抵押登记（7个工作日）→放贷（5-7个工作日）。

舍她弃我少年你真棒 08-07 03:14

您好，第一步，买方要对房子的产权进行调查。审定房屋产权的完整性、真实性、可靠性，要注意产权证上的业主姓名与售房者是否相符，有无抵押或共有人等。　　第二步，签订二手房*合同。　　第三步，找评估公司做评估。这个过程一般来说要5~7个工作日。　　第四步，贷款的房子要办理相关按揭业务。如果是公积金贷款和商业贷款组合的，则要向公积金中心和银行同时申请。这是整个二手房自行交易过程中最耗时间的阶段，通常要40个工作日左右。　　第五步，按揭办理下来后，要注意注销该物业的他项权证。　　第六步，将合同交到房管部门产权交易中心相关办事窗口，拿受理单。　　第七步，凭受理单到农税中心缴纳相关税费，拿契税完税证。　　第八步，凭完税契证到土管部门办理国土证。　　第九步，凭完税契证到房管部门办理房产证。

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二手房银行放款流程有知道的吗？