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成都公积金贷款买二手房流程谁了解

成都公积金贷款买二手房流程谁了解

浏览：50次 | 提问时间： 08-07 03:02

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怎敢扰 08-07 03:03

成都公积金贷款买二手房流程
1.提供*双方*，填写管理中心制式申请表，报评估，交纳评估费
2.     *提交管理中心审批，进行初审
3.     初审通过后通知客户到管理进行中心面签，管理中心进行复审
4.     审批通过后到公积基金管理中心签担保合同，交纳担保费
5.     贷款批贷后，通知*双方过户
6.     拿到新房本后办理抵押登记，见抵押登记受理*理中心放款

ベ你是我不能言说的伤 08-07 03:12

你好，成*二手房公积金贷款流程：1、电话咨询公积金中心（电话：96319），确定自己是否够条件做公积金贷款以及贷款额度及期限；2、填写个人收入证明，加盖单位鲜章；3、前往公积金中心（后子门老房产交易中心4楼）打印一张《公积金缴存情况表》并加盖公积金中心鲜章。4、*双方一同前往房产交易中心2楼，填写贷款申请并签订购房合同，并提交相关*（主要是双方*复印件）。买方确定贷款银行和担保公司，前往银行柜台填写贷款申请，并开设一个还款帐户。5、买方向担保公司申请进*屋评估，根据评估价来确定最后的贷款金额（不超过评估价的70%）。6、公积金中心审核完成（2周左右）后，担保公司通知买方和银行签订贷款合同并公证，并缴纳担保费和评估费。7、待银行审批完成后，担保公司通知*双方完成最后的过户手续，即买方缴纳各种税费并领取房产证，然后将新房产证做抵押登记，抵押登记完成后，卖方取走全部房款。二手房公积金贷款费用:1、担保公司收取的费用：担保手续费100元/户；担保服务费，贷款担保期限10年以上的，按贷款担保额的1%收取；贷款担保期限10年以下的，按贷款担保额的1.2%收取（不足400元的收取400元）；2、登记机关收取的费用：抵押登记费用，按登记机关规定标准执行；3、评估费：评估价×3%（不足300元的按300元收取）。

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