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问一下郑州二手房交易流程是怎样的？

问一下郑州二手房交易流程是怎样的？

浏览：43次 | 提问时间： 08-07 03:04

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Unque 08-07 03:04

1、*双方建立*沟通渠道，买方了解房屋整体现状及产权状况，要求卖方提供合法的*，包括房屋所有权*、身份*及其它*、房屋的基本状况、房屋的权属状况、房屋产权有无查封、有无抵押\\质押、有无债务纠纷、共有权人是否同意*房屋、房屋出租情况及承租人是否放弃优先购买权等。2、如卖方提供的房屋合法，可以上市交易。*双方通过协商，对房屋坐落位置、产权状况及成交价格、房屋交付时间、房屋交付、产权办理等达成一致意见后，双方可以签订定金合同，交纳购房定金（交纳购房定金不是商品房*的必经程序），*双方签订房屋*合同（合同内容一般包括下例条款：当事人的名称或是姓名和住所、房屋的位置（房产证号）、数量、房款、支付方式、产权过户时间、违约责任、解决争议的方法等），双方签订至少一式三份的房屋*合同。3、对贷款的买受人来说在与卖方签订完房屋*合同后由*双方共同到贷款银行办理贷款手续（卖方提供材料：本人*原件、结婚的提供结婚证或单身的提供单身证明及户口簿；买方提供材料：本人*原件、结婚的提供结婚证或单身的提供单身证明、户口簿及盖单位公章收入证明）银行审核买方的资信，对双方*交易的房屋进行评估，以确定买方的贷款额度，然后批准买方的贷款，办理完这些后等银行的承诺函（一般为3-5个工作日，不包括公休日），双方带银行函到房产交易中心办理过户，完成产权登记变更，银行将贷款一次性发放（一般15个工作日），买方领取房屋所有权证（一般30个工作日）。4、*双方共同向房地产交易管理部门提出申请，接受审查。*双方携带*、户口簿，向房地产管理部门提出申请手续后，管理部门要查验有关*，审查产权，对符合上市条件的房屋准予办理过户手续，对无产权或部分产权又未得到其他产权共有人书面同意的情况拒绝申请，禁止上市交易。5、缴纳税费。税费的构成比较复杂，要根据交易房屋的性质而定。比如房改房、危改回迁房、经济适用房与其它商品房的税费构成是不一样的。（商品房税费包括：营业税、个人所得税、契税、交易费、公正、登记费、评估费）二手房无需交维修基金.6、办理产权转移过户手续。交易双方在房地产交易管理部门办理完产权变更登记后，交易材料移送到发证部门，买方凭领取房屋所有权证通知单到发证部门申领新的产权证。7、买方领取房屋所有权证、付清了所有房款，卖方交付房屋并结清所有物业费后双方的二手房屋*合同全部履行完毕。

星星的軌跡 08-07 03:13

你好，郑州二手房交易流程如下：1.*双方建立*沟通渠道，买方了解房屋整体现状及产权状况，要求卖方提供合法的*，包括房屋所有权*、身份*及其它*。2.如卖方提供的房屋合法，可以上市交易，买方可以交纳购房定金(交纳购房定金不是商品房*的必经程序)，*双方签订房屋*合同(或称房屋*契约)。*双方通过协商，对房屋坐落位置、产权状况及成交价格、房屋交付时间、房屋交付、产权办理等达成一致意见后，双方签订至少一式三份的房屋*合同。3.*双方共同向房地产交易管理部门提出申请，接受审查。*双方向房地产管理部门提出申请手续后，管理部门要查验有关*，审查产权，对符合上市条件的房屋准予办理过户手续，对无产权或部分产权又未得到其他产权共有人书面同意的情况拒绝申请，禁止上市交易。4.缴纳税费。税费的构成比较复杂，要根据交易房屋的性质而定。比如房改房、危改回迁房、经济适用房与其它商品房的税费构成是不一样的。5.办理产权转移过户手续。房地产交易管理部门根据交易房屋的产权状况和购买对象，按交易部门事先设定的审批权限逐级申报审核批准后，交易双方才能办理立契手续。现在北京市已取消了交易过程中的房地产卖契，即大家所俗称的“白契”，直接填写产权过户登记申请表即可。交易双方在房地产交易管理部门办理完产权变更登记后，交易材料移送到发证部门，买方凭领取房屋所有权证通知单到发证部门申领新的产权证。6.对贷款的买受人来说在与卖方签订完房屋*合同后由*双方共同到贷款银行办理贷款手续，对双方*交易的房屋进行评估，以确定买方的贷款额度，银行审核买方的资信，然后批准买方的贷款，待双方完成产权登记变更，买方领取房屋所有权证后并作好抵押登记后，银行将贷款一次性发放，有些银行是见到领取房屋所有权证通知单日后即放款。7.买方领取房屋所有权证、付清所有房款，卖方交付房屋并结清所有物业费后双方的二手房屋*合同全部履行完毕。

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