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谁知道公积金解抵押流程有哪些？

谁知道公积金解抵押流程有哪些？

浏览：40次 | 提问时间： 08-07 03:04

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3个答案

时光浅巷 08-07 03:05

1、可以电话预约按照以往的还款日还款。 : 2、可以提前去办贷款的地方现场预约还款日期。 : 3、还完款三日后给还款地打电话，预约领取相关*，预约好的当天能办理完。

孤傲的蔷薇 08-07 03:13

公积金解抵押流程：1　贷款申请　　借款人持有效购 (建)住房*、首期付款凭证领取、填写申请表，由借款人(配偶)单位签章后连同所需提供贷款材料交由中心审核作面谈。　　2　中心审批　　中心据借款人申请材料结合其公积金缴存等情况，对借款申请进行审核;批准后通知借款人 (房产共有人)签订借款(抵押)合同、开办还款帐户及办理保险手续。　　3　签订合同　　借款人签订借款 (抵押)合同并填写房地产抵押(或期权)登记表等，交由中心经办人核对;同时，根据在受托银行开办的还款帐户填写划款授权书及借据。　　4　银行会审　　中心经办人将核对无误且由委托人、借款人、保证人三方签章的借款合同、划款授权书、借据等材料送交受托银行会审;受托银行在两个工作日内将会审后并签章的借款合同返回中心。　　5抵押登记　　借款人持受托银行审验后的借款合同、抵押合同、房产抵押登记表及相关材料，到房地产管理部门办理抵押登记、备案手续;办理完毕将期权抵押证明(或他项权证)交回中心。　　6资金划拨　　中心根据办理完善的借款(抵押)合同、房产抵押*明(或房屋他项权证)等，将贷款资金划拨至中心在受托银行所设立的委托贷款专户，并通知受托银行发放贷款。　　7发放贷款　　受托银行根据中心的划款通知、放款*及借款合同等，在两个工作日内发放贷款及填写贷款发放日期等。贷款发放后及时将有关合同、借据等材料返回中心。希望对您有帮助。

无意中 08-07 03:21

流程如下　1、借款人提出书面贷款申请并提交有关*，可以向贷款银行提出，由贷款银行受理后交住房公积金管理部门审批，也可以直接向住房公积金管理部门申请、等待审批；　　　2、经住房公积金管理部门审批通过的借款人，与贷款银行签订借款合同和担保合同，办理抵押登记、保险、公证等相关手续；　　　3、贷款银行按借款合同约定，将贷款一次或分次划入开发商在贷款银行设立的售房款专用帐户，或直接转入借款人在贷款银行开立的存款帐户；　　　4、借款人在贷款银行开立还款帐户，按借款合同约定的还款方式和还款计划，如期归还贷款本息；　　　5、贷款结清后，借款人从贷款银行领取“贷款结清证明”，取回抵押*明文件及保险单正本，到原抵押登记部门办理抵押登记注销手续

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谁知道公积金解抵押流程有哪些？

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谁知道公积金解抵押流程有哪些？