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谁知道质押房产证有哪些流程？

谁知道质押房产证有哪些流程？

浏览：50次 | 提问时间： 08-07 03:05

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终有时 08-07 03:05

应该按照以下的程序办理：一是你与你朋友先签一份《借款合同》；二是你与你朋友再签一份《抵押合同》；三是你与你朋友带着房产证、双方*到房屋所在地的房产部门办理抵押登记后，房产部门给你朋友出一个《房屋他项权证》这样房屋抵押就算完成了

空梦空得我心痛 08-07 03:14

一、 *了解：　　1. 初步了解客户的相关*： ①借款用途、还款来源　　②房产上抵押贷款的数额及期限　　③本次借款金额、期限及利率 2.了解房产的*(位置、面积、装修程度) 到相关二手房交易市场落实房产市值二、贷前调查　　1.通过明访、暗访落实房屋的真实情况。　　2.联系放款人，根据放款人的意向，可陪同放款人二次看房。 3.约定借款人、质押人带着房产证去房管局查档： ①查看核实质押房产房产证上的相关*; ②落实产权证真实性;　　③了解质押房产是否存在抵押、查封等情况，对于存在银行抵押贷款的情况，需要落实抵押的银行、借款期限及借款金额。若房管局提供不了一贷借款*，借款人可到办理银行贷款的银行开具目前银行还有多少本金未还的证明。 4.查看*：①借款人：夫*双方*、户口本、婚姻证明 ②质押人：夫*双方*、户口本、婚姻证明质押房产房产证三、评定房屋市值　　1.找房产中介确定抵押房产的市值 2.找评估所对抵押房产市值做评估　　四、寻找放款客户　　将借款*(金额、期限、利率)如实告知放款客户，并了解贷款客户有无特殊要求。　　五、借贷条件协商定案　　借放款双方就借款金额、借款期限、利率、进行协商;再次告知双方办理流程、费用负担及缴费方式，核实双方卡号，说明款项交接方式及流程。　　六、签署服务协议，收取服务费。　　1. 借贷双方没有异议，双方签署服务协议。　　2. 服务协议签署完毕后，收取借款客户服务费(原则上一次性收取可以根据业务实际情况采取其他方式收取)。　　七、准备*，签署民间借贷合同及质押合同，质押房产证。　　前期*准备参考流程最后*明细。房产证原件需质押放款人手中，中介方留质押房产证的复印件。　　八、办理委托*公证，原件留存中介方。　　九、放款　　在场人员：借款人、贷款人、中介方人员　　账号：借款借据上借款人账号或借款借据指定的账号 1.通过网银转账形式　　转账后打印转账凭证，或*拍照打印凭证，中介方留复印件 2.银行自助存取款机(ATM)或银行柜台　　转账，打印、留取转账凭条，中介方留转账凭条复印件　　十、催款催息　　十一、还款交接房产证

平胸只是为了离你更近 08-07 03:22

应该按照以下的程序办理：一是你与你朋友先签一份《借款合同》；二是你与你朋友再签一份《抵押合同》；三是你与你朋友带着房产证、双方*到房屋所在地房产部门办理抵押登记后，房产部门给你朋友出一个《房屋他项权证》这样房屋抵押就算完成了

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谁知道质押房产证有哪些流程？

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