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深圳房产抵押贷款流程谁清楚？

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深圳房产抵押贷款流程谁清楚？

浏览：32次 | 提问时间： 08-07 03:11

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3个答案

不愿失去 08-07 03:12

深圳房产抵押贷款流程1、申请人准备*向银行申请贷款。   　　2、银行受理。   　　3、评估公司对房产（抵押物）进行评估。   　　4、银行根据客户提供的*及评估报告取证审批。   　　5、银行审批通过后，办理房产抵押。   　　6、银行取得他项权利证后进行放款。   　　7、银行贷后管理。   办理房产抵押贷款需要的*1.房产证   .   　　2.产权人及配偶的*   .   　　3.产权人及配偶的户口本   .   　　4.产权人的婚姻证明(结婚证或民政局开具的未婚证明)   .   　　5.借款人及配偶的*.   　　6.借款人及配偶的户口本   .   　　7.借款人的婚姻证明(结婚证或民政局开具的未婚证明)   .   　　8.借款人及配偶的收入证明及银行流水.

伊人浅笑醉长安 08-07 03:20

流程：夫*双方*、户口本、结婚证、收入证明、房产证、银行近半年流水、个人征信报告夫*双方到贷款银行签抵押贷款借款抵押合同，借款借据等相关*，银行审批。等银行出具贷款承诺函及放款账户确认无误的情况下，领取银行抵押登记的所有*由到房地产交易中心办理抵押登记手续。4银行领取抵押登记完毕后的房产证在七个工作日左右发放抵押贷款在贷款用途指定的第三方账户。5抵押贷款受理完毕每月按时按期月供还款

Monologue独角戏 08-07 03:28

流程：(1)借款人贷前咨询：填写居民住房抵押申请书，并提交银行下列证明材料：借示人所在单位出具的借款人定经济收入证明;借款担保人的营业执照和法人证明等资信证明文件;借款人具有法律效力的*明;符合法律定的有关住房所有权*或本人有权支配住房的证明;抵押房产的估价报告书、鉴定书和保险单据;购建住房的同、协议或其他证明文件;贷款银行要求提供的其他文件或材料。　　(2)银行对借款人的贷款申请、购房合同、协议及有关材料进行审查。　　(3)借款人将抵押房产的产权*及保险单或有价证券交银行收押。　　(4)借贷双方担保人签订住房抵押贷款合同并进行公证。　　(5)贷款合同签订并经公证后，银行对借贷人的存款和贷款通过转帐方式划入购房合同或协议指定的售房单或建房单位。

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