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请问房产证抵押给私人有哪些流程？

请问房产证抵押给私人有哪些流程？

浏览：43次 | 提问时间： 08-07 03:16

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3个答案

你眼瞎 08-07 03:17

流程：
1、房产证;

2、权利人及配偶的*;

3、权利人及配偶的户口本;

4、权利人的婚姻证明(结婚证或民政局开具的未婚证明);

5、收入证明;

6、为提高贷款通过率，请尽量多地提供家庭其他财产证明(如另处房产证、股票、基金、现金存折、车辆*等等);

7、贷款用途证明;

8、银行规定的其他*。

个人房产证抵押贷款如何办理--办理个人房产证抵押贷款一般流程：

1、贷款申请：借款人提出贷款用途，金额及年限时间;

2、准备贷款材料：借款人将贷款申请贷款所需文件、*按要求准备齐全;

3、看房评估：由相关机构对抵押房进行实地勘查、评估;

4、报批贷款：将所有申贷*连同评估报告或勘估意见书报送银行审批;

5、借款合同公证：借款人及抵押人填写(借款合同)及所有相关文件、签字、盖手印后，由公证人员对其进行公证;

6、抵押登记手续：银行凭房屋所有权证和借款合同公*到房管部门办理抵押登记手续;

7、开户、放款：借款人开立还款账户、银行放款至该账户。

心痛只因心动 08-07 03:25

流程：1：做抵押的物品权证（房权证、土地使用证）应当放在房管部门保管。第二次抵押将没有房屋产权*。而房管门也不会办理正式抵押手续。（只有银行同意解除抵押后，房管部门才能办理抵押、过户等交易）2：抵押物品重复抵押无效。个人私下*交易手续，而且不能过户，不受法律保护。3：目前有这样的担保公司，先垫钱还清贷款。解除抵押后，再办理房屋交易手续。

不打扰是我的温柔 08-07 03:33

以下几点：
1.双方带*，
2.抵押房产的房产证，
3.该房产共有权人到场签字，
4.抵押合同或借款合同
5.到房产所在地房管局办理

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