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福州房屋装修贷年限最多是多久？

福州房屋装修贷年限最多是多久？

浏览：46次 | 提问时间： 06-23 02:57

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这样相处还不错 06-23 02:58

房屋装修贷款是指银行运用信贷资金向居民发放的用于自有住房装饰装修的人民币贷款，用于支付家庭装潢和维修工程的施工款，相关的装潢材料款、厨卫设备款等。对于申请房屋装修贷款，贷款额度不超过装修合同价值总额的80%;贷款期限一般最长不超过5年。

完美爱人 06-23 03:07

房屋贷款额度及年限有以下几种介绍：1、商品住宅的抵押率最高可达 70% ;2、写字楼和商铺的抵押率最高可达 60% ;3、工业厂房的抵押率最高可达 50% ;4、最长期限可达30年;抵押包括商铺、办公楼、住宅、别墅、厂房、仓库等等。假如房产正处于在抵押或者是处于按揭状态中，是不能在此申请福州房产抵押贷款的；其次是没有房产证的房产也是不能申请的，毕竟这类房产是不能够进行上市交易的。希望对你有所帮助4、最长期限可达30年;抵押包括商铺、办公楼、住宅、别墅、厂房、仓库等等。小编提醒：假如房产正处于在抵押或者是处于按揭状态中，是不能在此申请福州房产抵押贷款的；其次是没有房产证的房产也是不能申请的，毕竟这类房产是不能够进行上市交易的。

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福州房屋装修贷年限最多是多久？

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福州房屋装修贷年限最多是多久？