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专业办理住房公积金需要哪些流程？

专业办理住房公积金需要哪些流程？

浏览：37次 | 提问时间： 08-10 02:52

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矯情小青年づ 08-10 02:53

专业办理住房公积金的流程：1、申请。借款申请人向管理中心或受委托银行提出申请并提交规定的申请材料。　　2、调查。受托银行对借款申请人提交材料的真实性进行审核，并对个人信用报告、家庭现有房屋状况、首付款比例、担保是否足额、借款人收入及负债等事项进行调查。　　3、审核。管理中心根据受托银行的调查结果，对申报材料进行审核，并在十个工作日内作出是否准予贷款的决定。　　4、签约。受托银行与所有借款申请人、担保人签订借款合同和担保合同。　　5、担保。受托银行与所有借款申请人、担保人在签约后，按照借款合同约定办理抵押登记等担保手续。　　6、发放贷款。受委托银行拔付资金。

放纵不羁的青春 08-10 03:01

你好，希望帮到你单位要统一办理住房公积金，具体的办理流程：　　①单位到社保中心打印《在职人员社保花名册》(当月)需盖社保中心业务章;　　②准备单位《组织机构代码证》复印件和单位营业执照复印件各2份;　　③到有住房公积金业务的建行、工行、农行和交行填写《住房公积金开户登记表》和《住房公积金汇缴清册》，单位盖章，银行盖章;　　④职工*复印件;　　⑤提供单位职代会决议;　　⑥由开户银行送中心审批，审批通过后到开户银行办理开户手续。

唇唇欲动 08-10 03:10

一般情况下，单位先持营业执照、组织机构代码证到所在地的公积金管理中心去办理开户手续，等办理开户以后，单位就可以为职工办理个人公积金的缴费了。是否到区级还是市级中心办理，需要看当地公积金管理机构设置情况。

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