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房管局做抵押登记手续流程有哪些？

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房管局做抵押登记手续流程有哪些？

浏览：49次 | 提问时间： 06-26 05:18

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1个答案

真爱 06-26 05:18

房产抵押贷款担保具体流程：(1)客户名下的房产首先是可以办理房产抵押登记的大产权房屋；(2)抵押贷款担保经办部门办理抵押贷款担保申请；(3)选出银行和房产评估机构对客户提供有自有房产进行评估，并提交房产评估报告。(4)客户办理房产保险手续及相应的贷款担保审批手续，贷款担保额度可达评估价值的80%。(5)客户持房产证、借款合同到房产所在区县房地局办理抵押登记手续。6)抵押登记办妥后，银行方可发放贷款担保。　　不同银行贷款担保流程可能会有一定差异，请以银行实际情况为准，

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