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交行提前还房贷有哪些流程？

交行提前还房贷有哪些流程？

浏览：51次 | 提问时间： 06-26 05:18

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爱久就见人心 06-26 05:18

流程如下1 电话预约，预约好后，到时银行会通知你具体的办理时间。2 带上身份证，贷款合同、购房合同、房产证，当然还有钞票到银行。3 当然是填表，银行工作人员给你计算，再就是交款。4 上面是银行的手续就完了，然后你到房产中心办理注销他项权利中的抵押登记，如果有保险的话，还可以退保险费。

祭奠我们的初恋爱你拥有美丽笑容 06-26 05:27

交行提前还房贷流程:①将银行卡内存入足够的钱;②携带身份证及产权证于每月16日到交行还贷部门填写《提前还款申请表》，银行审批后提供《全部还贷结清单》并签字盖章;③到营业大厅办理还款手续;④到还贷部门提交还款凭证，同时填写《房屋抵押权注销登记申请书》;⑤交行审核后办理它项权证的出库、解冻手续(需一周时间)，商品房还贷款至此结束;⑥携带身份证、产权证、它项权证及《房屋抵押权注销登记申请书》到房产局办事大厅办理它项权注销手续，产权证解冻。希望能够帮到你！

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