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按揭贷款买房流程是怎样的？

按揭贷款买房流程是怎样的？

浏览：41次 | 提问时间： 08-10 03:58

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凉心暖男√ 08-10 03:59

你需要先知道该楼盘在哪家银行办理按揭贷款业务，售楼处银行代表只是收集贷款*，贷款*准备完成后，银行进行审批，由于现在贷款规模紧张，要看该行的额度情况如何。审批时间不能确定，最快1个星期，最长无上限。　　办理好贷款流程后，开发商凭借贷款协议，商品房购买合同，抵押合同到房管局登记上户。上户时间一般一周左右。你需要准备的*大概有，不同银行稍有不同：　　1、借款人*原件、复印件；　　2、借款人婚姻证明，单身需单身证明原件及复印件；　　3、借款人收入证明原件；　　4、银行需要准备的其他*。　　另外，由于现在贷款规模紧张，要看该行的额度情况如何。审批时间不能确定，最快1个星期，最长无上限。

Excuses借口 08-10 04:07

1，售楼处签协议。2，到银行办贷款，带上工资证明，户口本（已婚的，则需要双方户口本，并且双方都要到场，因为要按手印，签字），*，去银行填写一堆表，办张还款卡。3，等待售楼处把合同递交给房屋交易所，合同副本交给银行，等待银行审核。4，审核完毕，放款，拿钥匙。哈哈，大概是这样的吧，说来简单，*作起来就麻烦咯！

沉迷 08-10 04:16

按揭贷款买房流程：你需要先知道该楼盘在哪家银行办理按揭贷款业务，售楼处银行代表只是收集贷款*，贷款*准备完成后，银行进行审批，由于现在贷款规模紧张，要看该行的额度情况如何。审批时间不能确定，最快1个星期，最长无上限。办理好贷款流程后，开发商凭借贷款协议，商品房购买合同，抵押合同到房管局登记上户。上户时间一般一周左右。你需要准备的*大概有，不同银行稍有不同:1、借款人*原件、复印件;2、借款人婚姻证明，单身需单身证明原件及复印件;3、借款人收入证明原件;4、银行需要准备的其他*。

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