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广州抵押房贷流程哪位清楚？

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广州抵押房贷流程哪位清楚？

浏览：31次 | 提问时间： 08-10 04:05

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3个答案

Excuses借口 08-10 04:06

准备材料首先，把夫*双方的*明、户口本、结婚证、房权证、土地证（或复印件）、工商执照、税务*、银行的资金流水等准备好。房屋评估带着*明、房权证到评估公司对抵押房屋申请评估，这里注意一点，银行都有自己指定的评估公司；评估公司受理后出具评估报告。申请贷款带着夫*双方的*明、户口本、结婚证、房权证、土地证（或复印件）、工商执照、税务*、银行的资金流水、评估报告到银行申请贷款，签订借款合同。银行批准银行受理后，核实材料真伪，到经营场所实地查看，报上级银行批准，上级行核实后批准贷款。抵押登记带着*、借款合同、房权证到房管部门申请抵押，房管部门受理后办理抵押登记，出具他项权利*，带着他项权利*到银行取走贷款。

不美不萌又怎样慌拥 08-10 04:14

流程大概是：1向银行提出贷款申请，2到房管局办理房屋抵押手续，3银行放款，从申请到放款，最短1个月，长的话要2个月。还要额外支付贷款金额的1%作为手续费。希望我的回答对你有帮助。

梦想de旅程 08-10 04:23

1、申请人准备*向银行申请贷款。2、银行受理。3、评估公司对房产（抵押物）进行评估。4、银行根据客户提供的*及评估报告取证审批。5、银行审批通过后，办理房产抵押。6、银行取得他项权利证后进行放款。

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