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太原公积金装修贷款流程是什么谁知道？

太原公积金装修贷款流程是什么谁知道？

浏览：29次 | 提问时间： 08-10 08:45

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你心带刺吗 08-10 08:46

一般的流程是;(1)申请贷款前六个月正常连续缴存本市住房公积金;(2)具有完全民事责任能力,具有本市城镇常住户口或蓝印户口(非农业);(3)具有稳定的经济收入和偿还贷款本息的能力;(4)借款人必须是大(装)修住房的产权人,与正规的装修公司签订工程实施合同;(5)借款申请人的配偶、同户直系血亲作为住房公积金共同借款人可以参与公积贷款额度计算。(6)抵押物为借款人实施个*(装)修的自住住房,并拥有个人完全产权。

繁花以流落的棐伤 08-10 08:55

太原公积金装修贷款流程如下：　　1、借款人到贷款服务大厅银行窗口提交个人申请*，由银行进行受理、审查，审查通过后，提交中心审查。　　2、中心进行审查和审批，同意贷款的，担保公司对其进行审查，办理担保手续，缴纳担保费。　　3、借款人返回银行窗口签订借款合同，到公证窗口办理公证手续，缴纳公证费。　　4、借款人离开贷款大厅，等待银行通知领取借款合同、放款凭证并按合同约定开始还款。

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