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天津个人房产抵押贷款流程是什么？_其他_设计456问答
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天津个人房产抵押贷款流程是什么？
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具体流程： 房产评估-->建立配对-->初步达成借贷意向-->看房、审核相关*，促成借贷关系-->准备相关合同及所需全部*-->签订合同，并负责办理抵押等相关手续-->放款 需要准备的*： 借款人及配偶*、户口簿、结婚证、房本原件；离婚者请出具离婚证、离 婚协议书、未再婚证明；单身应出具单身证明。
办理流程说起来很简单：1、准备好材料向银行提交申请；2、银行审核；3、签订正式合同；4、房管局办理进抵押手续；5、银行放款；6、每月按时还款。所需要提供的材料包括：夫*双方的*、户口本、结婚证、手章、收入证明、流水、房产证等等。
