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北京公积金开户流程是怎样的？

北京公积金开户流程是怎样的？

浏览：47次 | 提问时间： 08-10 08:59

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喜欢甜蜜的滋味 08-10 09:00

开户流程如下（一）单位经办人预先填制管理中心统一印制的《单位登记表》一份，加盖单位公章，携带上述相关材料到管理部办理登记手续。（二）管理部接柜人员审核《单位登记表》中单位*项目填写是否准确完整、单位名称及代码与所提供的*是否一致、单位性质代码填写是否正确、单位*号码是否准确无误、相关材料与表格填写是否相符、相关人员是否签字，审核《单位经办人授权委托书》填写是否准确完整，审核是否加盖单位公章、材料是否齐全及复印件与原件是否相符。（三）审核无误后，管理部接柜人员将《单位登记表》的有关*录入归集系统。*作完成后，系统自动为该单位生成单位登记号。单位登记号在系统内始终唯一，是单位在管理中心办理各项业务的标识。　　（四）管理部接柜人员打印机制《单位登记表》一份（五）机制《单位登记表》经单位经办人核对无误后，管理部接柜人员盖章退单位经办人，并将单位登记号手工标注在单位填制的《单位登记表》右上角处。

时光梧桐深巷少女与旧梦 08-10 09:08

北京公积金开户流程：(1)提出申请。借款申请人需提出书面贷款申请，并提交有关*，由银行负责受理后交住房公积金管理部门或直接向住房公积金管理部门申请，等待住房公积金管理部门审批。(2)签订合同、开立存款账户。借款申请经住房公积金管理部门审批通过后，由银行通知借款人签订借款合同和担保合同。选用委托扣款方式还款的借款人须在银行开立*或*扣款账户。(3)办理抵押登记、投保住房保险。签订合同后，应根据*和当地法律法规，办理抵押登记及其他必须的手续，抵押登记费用由借款人负担，抵押期间保险单正本由贷款银行保管。(4)支用款项。借款人在银行填制贷款转存凭据，银行按借款合同约定，将贷款资金一次或分次划入售房人在银行开立的售房款账户内，或将贷款资金直接转入借款人在银行开立的存款账户内。(5)按期还款。借款人按借款合同约定的还款计划和还款方式，委托银行分期扣款或到银行柜面，按期归还个人公积金住房贷款本息。(6)贷款结清。在贷款到期日前，借款人如提前结清贷款，须按借款合同约定，提前向银行或住房公积金管理部门提出申请，由住房公积金管理部门审批。贷款结清后，借款人从银行领取"贷款结清证明"，取回抵押*明文件及保险单正本，并持银行出具的"贷款结清证明"到原抵押登记部门办理抵押登记注销手续。需要准备的材料:(1)住房公积金个人借款申请书;(2)身份*(居民*、户口簿或其他身份*);(3)所在单位出具的借款人稳定经济收入证明或其他偿债能力证明*;(4)合法的购买住房的合同;(5)抵押物或质押权利清单及权属证明文件，有处分权人出具的同意抵押或质押的证明;(6)住房公积金管理部门认可的评估机构出具的抵押物估价报告书;(7)保证人出具的同意提供担保的书面承诺及保证人的资信证明;(8)借款人用于购买住房的自筹资金的有关证明;

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