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您好我想咨询商贷放款流程，大概需要多长时间？几部

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您好我想咨询商贷放款流程，大概需要多长时间？几部

浏览：35次 | 提问时间： 06-30 04:52
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3个答案
彼岸花心不死爱不灭 06-30 04:53

您好，商业贷款的流程：客户资质审核和房屋核验(两者同时进行)-签署买卖合同-网签-评估-资金监管-面签-批贷(件齐后才可批贷)-缴税-过户-出房产证-抵押登记(各城区抵押时效不同)-出房屋他项权利证-银行放款(具体时间看银行额度情况)就目前来看新产权证的抵押登记手续，时效比较长，过户到房款一般在1个半月左右，具体要看城区和银行，因为城区不同抵押登记时间差异还是比较大的，现在一般银行额度还是有保障的.

悦颜 06-30 05:01

，商贷放款流程分为以下几步：过完户后第二个工作日出房本，我们的过户专员把房本返回公司，然后让银行返抵押材料，之后我们会拿着房本和银行的抵押材料去建委做抵押，这个时间大约是7-10个工作日，抵押完后出了他项权利证送到银行，银行大约3-5个工作日放款。加上之前银行返材料的时间，整个过程全下来大约一个月多点。

失恋不要紧 06-30 05:09

您好：一般是过户后一个月到一个半月左右，不同城区有区别。

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