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请问许昌二手房按揭有什么流程

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请问一下，现在商品房产权证办理流程是什么？请问一下大家谁比较清楚二手房买方过户费用？请问一下，综合土地出让金大约多少钱，怎么算？请问一下，上海产权证办理流程是啥样的？谢谢啦请问一下办理他项权证费用大约要多少？请问一下大家房屋按揭的流程的怎样的呢？请问有谁了解买房子全部流程？请问装修公司营业税率是多少的啊?是不是很多的？请问自建房怎么办理房产证流程是什么？求告知暂住证去那里办理？流程是如何？求教大神一手房办理房产证需要什么费用？有哪位清楚？求问大家郑州二手房按揭贷款费用如何计算，有没有有经验的人可以告诉我一下？求问深圳布吉南岭小产权房哪里有比较好的？大概多少钱?求问土地证什么时候办理，具体流程是？求助大家一个问题房子提前还贷流程一般是怎样的

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请问许昌二手房按揭有什么流程

浏览：36次 | 提问时间： 06-30 10:56

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2个答案

空荡forever 06-30 10:57

南阳二手房大按揭流程：如果你想贷款买二手房，需要你买的二手房房主“配合你贷款”。双方在交付定金，签定二手房买卖合同以后去银行申请二手房贷款。银行审核你的贷款资质，评估你购买的二手房价值，然后面签，过户，做公证等，在过户的同时交给房东首付款，最后贷款(尾款)通过后直接打给原房东的。费用的话谁也没法给你一个准确的数字，银行收的费用一般就是评估费，公证费，有些还收代办他项费。如果你买的房子不大，这些费用高不到哪里去。买二手房除去房价，最大的费用应该是过户费。

柠檬不该羡慕西瓜甜 06-30 11:05

按揭买二手房流程是什么第一步，找好意欲购买的二手房，该二手房必须产权明晰，符合政府规定的进入房地产市场流通的条件。第二步，选择一家银行指定的能办理按揭贷款业务的二手房房产交易代理机构，并在该机构完成二手房房产价值评估工作，交纳房产评估费。第三步，借款人申请二手房抵押贷款应填写借款申请表，并向贷款银行提交所需材料;第四步，由银行指定的律师事务所进行资信审查，并负责组织对交易房屋进行二手房房价评估，所评估价值作为贷款银行确定贷款额度的依据;第五步，借款人与贷款银行签订借款合同;第六步，办理抵押、保险等有关担保手续;第七步，借款合同生效，资金划入借款人指定帐户。

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