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有谁熟悉房产按揭的吗？房产按揭流程是怎样的？

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有谁晓得二手房费用怎么算？哪位知道？有谁知道房地产按揭及产权办理流程有谁知道办理房贷需要多长时间？房子打算出租，怎样装修好？有谁知道买安置房安全吗？质量好不好的？要多少钱的？有谁知道国有土地使用证一年要交多少钱有土地证,怎么补办房产证;需要什么手续，有什么流程?有一个属于自己的温馨的家，购买新房都要交哪些费用,还有办理什么手续?有一套商铺50万元买，想知道办房产证需要多少钱啊在大连购房资格证大概多少钱？大连有限购政策？在北京，现在的经适房和两限房，分别大概是多少钱一平米？标准是？在北京以公司名义买房需要准备哪些手续？在北京以公司名义买房需要准备哪些手续？公司名义买房需要提供公司主体的证明文件吗？在广州，购买未满两年二手房需要哪些费用？麻烦回答在广州，购买未满两年二手房需要哪些费用啊？在广州购买房改房二手楼的手续与费用问题？急！！！明天用！

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有谁熟悉房产按揭的吗？房产按揭流程是怎样的？

浏览：45次 | 提问时间： 06-30 10:56

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安若少年初入梦 06-30 10:57

二手房按揭贷款流程是怎样的1、确定按揭服务公司和贷款方案借款人在办理贷款前首先需要与中介确定按揭服务公司，并向按揭服务公司提出贷款咨询，确定贷款方案。2、查询公积金(如需公积金贷款)与卖方确定购房意向后，借款人提供公积金帐号，由按揭服务公司进行公积金查询，确定可贷款的金额和贷款年限。3、签定房屋买卖合同借款人与卖方签定房屋买卖合同。由于交易中心要求不同，江岸、江汉、桥口、洪山等区的房屋，需在合同签好后到所在区域的交易中心办理房屋过户。4、准备贷款资料，审核贷款资质按揭服务公司协助借款人按照银行要求准备贷款资料，有的房屋需要由指定的评估公司进行房价评估；并且由按揭服务公司进行初步审核。5、签贷款协议，公证，保险按揭服务公司将初审后的贷款资料交贷款银行审核，通过后，按揭服务公司将安排借款人与银行签定贷款协议和办理协议公证，同时收取费用，包括房屋保险费等。6、办理房屋过户和抵押手续借款人到房屋所在区的交易中心办理房屋过户和抵押手续，并将抵押收件收据通过按揭服务公司交贷款银行。7、办理房产证和抵押证明贷款人的房产证和他项权利证明办出后，按揭服务公司将您的产证复印件和他项权利证明原件交银行。8、银行放款银行在收到借款人的以上两证后，按揭服务公司将所贷金额发放给借款人。二、二手房贷款要什么资料1、申请人和配偶及符合条件参与计算住房公积金贷款额度的直系亲属的身份证(并随带身份证复印件)每人各1份；2、申请人和配偶及符合条件参与计算住房公积金贷款额度的户口薄(并随带户口薄复印件)各1份，如申请人与配偶不是同一户口的，需另附婚姻关系说明；3、原产权证1份；现房权证中应注明是商品房或安居房；4、经由交易中心提供的武汉市房地产买卖合同2份；5、房价30%或以上预付款收据原件及复印件1份。

繁华过后留残香 06-30 11:05

房贷款流程是：选择房产――办理按揭贷款申请――办理按揭贷款申请――签订购房合同――签订楼宇按揭合同――办理抵押登记、保险购房者如想获得楼宇按揭服务，在选择房产时应着重了解这方面的内容。购房者在广告中或通过销售人员的介绍得知一些项目可以办理按揭贷款时，还应进一步确认发展商开发建设的房产是否获得银行的支持，以保证按揭贷款的顺利取得。购房者在确认自己选择的房产得到银行按揭支持后，应向银行或银行指定的律师事务所了解银行关于购房者获得按揭贷款支持的规定，准备有关法律文件，填报《按揭贷款申请书》。

走 06-30 11:14

购房贷款按揭的流程：首先是到相关银行申请住房按揭贷款，然后等银行评估，审核贷款的金额，通过审核后，银行出具抵押合同和按揭贷款合同，接着借款人拿着房产证到房交所去办抵押登记，完了之后把把房产证拿到银行，银行会在1--15个工作日内放款！所有的按揭就算跑完了！

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