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银行申请装修贷款是不是要在银行指定的装修公司装修呢？知道的朋友请说一说，谢谢！

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银行申请装修贷款是不是要在银行指定的装修公司装修呢？知道的朋友请说一说，谢谢！

浏览：58次 | 提问时间： 06-30 10:56

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2个答案

人各有志我不强求 06-30 10:56

第一，不是每个银行都有装修贷款这一项。第二，有的银行要求装修贷款必须附和在买房按揭一块申请。第三，要贷装修贷款还必须持有房屋装修合同，合同要经银行审核。贷款金额参照合同总价。下贷直接放给该装修公司而不是申请人。

脸色阴森 06-30 11:05

装修也能申请贷款的。可以向各大银行申请个人消费贷款来获得装修资本，消费贷款是银行向借款人发放用于指定消费方法的一种贷款产品，用途较为广泛，包括有旅游、留学、装修、买车、购买家电等消费方式。

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