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谁清楚住房贷款办理流程是什么，个人住房装修贷款可以与所配套个人住房贷款可以同时申请吗？

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谁能告诉我安阳二手房贷款流程有什么，需要签的合同有什么，需要带上什么材料才能办理？谁熟悉按揭贷款购买流程的？可以说下按揭贷款买房子有哪些流程？谁能告诉我离婚后房产过户贷款流程是什么啊谁说说商品房贷款流程是怎样的？需要什么资料？谁能给我说一下具体的个人房子贷款流程具体是怎样的谁晓得贷款买房手续流程有哪些？对于贷款买房需要什么手续的问题？谁有深圳买房子贷款流程？现在在深圳买房可以贷款多少钱？谁晓得贷款买房手续流程有哪些？需要什么手续？谁知道个人办住房贷款的流程是怎样的？在线等谁知道按揭房可以贷款么？一般是什么流程呢？谁有二手房贷款申请表？办理流程？谁知道杭州贷款买房流程有哪些？需要带什么？谁知道办理住房贷款需要什么资料?怎么办理个人住房贷款需要什么手续,在银行的工作流程是怎样的？谁知道建行按揭贷款流程是什么？貌似很多人都不清楚谁知道二手房按揭贷款过户流程有哪些？继续补充这块知识

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谁清楚住房贷款办理流程是什么，个人住房装修贷款可以与所配套个人住房贷款可以同时申请吗？

浏览：39次 | 提问时间： 07-01 04:34

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2个答案

自欺 07-01 04:35

您好，个人住房装修贷款可以与所配套个人住房贷款同时申请，也可以单独申请。同时申请：在同时申请时，申请资料、业务流程及相关要求与所配套个人住房贷款保持一致；同时申请时，可以暂不提供装修合同。但贷款发放前，必须要求客户提供与装修公司或开发商签订的装修合同或协议；自然人保证担保的，参照借款申请人的资料要求提供保证人身份证明资料、收入或资产证明资料。　　单独申请：对在我行已办理个人住房贷款且住房贷款尚未结清的客户，可以单独申请办理个人住房装修贷款。单独申请个人住房装修贷款申请资料、业务流程及相关要求与所配套个人住房贷款保持一致。单独申请个人住房装修贷款时，必须在贷款申请时同时提供与装修公司签订的装修合同或协议。

她有一股骚味你却说是体香 07-01 04:43

建行住房贷款　　建行住房贷款期限一般为最长不超过30年。　　建行住房贷款额度是最高为所购(建造、大修)住房全部价款或评估价值(以低者为准)的80%;　　建行住房贷款利率是按照中国人民银行和中国银行业监督管理委员会的相关利率政策执行。　　建行住房贷款办理流程如下：　　1.建行住房贷款咨询：通过网点、**或网站了解个人住房贷款对象、贷款条件、贷款额度、期限、利率、还款方式、贷款程序等情况;　　2.建行住房贷款申请：提交建行规定的申请个人住房贷款的材料;　　3.签订合同：客户的申请获得批准后，与建行签订住房贷款合同;　　4.建行住房贷款发放：建行在条件具备时按合同约定发放贷款;　　5.客户还款：客户按合同约定按时还款;　　6.贷后服务：客户享受建行提供的新产品和增值服务

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