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求解办理住房按揭贷款流程是怎样的？希望大家可以教教我

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求解办理住房按揭贷款流程是怎样的？希望大家可以教教我

浏览：51次 | 提问时间： 07-01 04:34
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别哭我走 07-01 04:35

长沙住房按揭贷款的流程还是很简单的，首先借款人在办理贷款前，请查明所购楼宇是否有银行提供个人住房按揭贷款承诺书，然后，借款人申请个人住房按揭贷款，填写《贷款申请审批表》，将有关材料(付首期款证明、买卖合同、身份证、经济收入来源证明等原件、复印件)提交贷款银行，贷款批下来以后开发票，缴纳契税，契税是总房款的1.5%。

浅蓝色忧殇へ 07-01 04:43

住房按揭贷款流程：咨询→申请贷款(购房人)→审核(提供资料)→签订借款合同和抵押合同(银行)→办理合同公证(公证处)→有关保险(保险公司)→办理房屋产权抵押登记(房地产登记处)→发放贷款(收到抵押证明)→借款人还款→办理抵押房产注销登记(贷款全部还清)

婊孑配狗天长地久 07-01 04:51

长春市二手房按揭贷款办理流程：二手房按揭贷款是指个人在购买售房人具有房屋产权证、能在市场上流通交易的住房或商业用房时，自己支付一定比例首付款，其余部分以要购买的房产作为抵押，向合作机构申请的贷款。

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