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请问一下按揭房再贷款流程是什么？

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请问生源地贷款提前还款流程是怎样的？请问一下东莞二手房贷款流程是什么，二手房贷款交易流程第一步是签约吗？请问银行购房贷款手续都需要哪些，购房银行按揭贷款的流程有什么？请问谁知道老房子按揭贷款流程有哪些？请问一下杭州的网友，杭州买房贷款流程哪位知道？请问有没有人知道按揭房产贷款流程是什么？可以告诉我吗？请问下，我买的是二手房，二手房贷款过户有哪些流程？请问一下谁了解房屋按揭贷款流程是怎样的请问有人熟悉购房按揭贷款的吗？求购房按揭贷款的流程请问下怎么查住房贷款，流程是？请问一下谁了解农北京按揭贷款流程是什么？请问在临沂买房贷款有哪些流程？有多复杂请问现房抵押贷款流程是怎么样的？请问一下谁知道个人住房按揭贷款手续及流程谁知道求告知买房子贷款好不好？有流程吗？

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请问一下按揭房再贷款流程是什么？

浏览：58次 | 提问时间： 07-01 04:34

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3个答案

时光与你 07-01 04:35

按揭房再贷款流程：　一、个人住房组合贷款指以住房公积金存款和信贷资金为来源向同一借款人发放的用于购买自用普通住房的贷款，是个人住房委托贷款和白营贷款的组合。此外，还有住房储蓄贷款和按揭贷款等。　　二、个人住房委托贷款指银行根据住房公积金管理部门的委托，以住房公积金存款为资金来源，按规定的要求向购买普通住房的个人发放的贷款。也称公积金贷款。　　三、个人住房自营贷款是以银行信贷资金为来源向购房者个人发放的贷款。也称商业　　个人住房贷款，各银行的贷款名称也不一样，建设银行称为个人住房贷款，工商银行和农业银行称为个人住房担保贷款。

回忆你 07-01 04:43

按揭房再贷款流程;　一手房按揭贷款买的是刚开发的新房子，需要以刚买的房产抵押，自己为贷款人申请按揭贷款。贷款者带着：夫妻双方的身份证明、户口本、结婚证、房权证(买卖合同)、土地证(或复印件)、无房证明、单位收入证明、担保公司的担保证明到银行申请后，到房管部门抵押，取得贷款一般由开发商集体办理一手房按揭，比较简单。二手房按揭贷款买的是二手房，需要以刚买的房产抵押，自己为贷款人申请按揭贷款。贷款者带着：买卖夫妻双方身份证明、户口本、结婚证、房权证、土地证(或复印件)、买卖合同、契税票、评估报告、买方夫妻收入证明和无房证明到银行申请，银行批准后到房管部门交税过户抵押，取得贷款~

怦然心动给我时间 07-01 04:51

首先你要弄清楚一件事,一房不能两贷,你买房没有首付钱,那你可以用别的抵押物去贷款是没什么问题,不能用要你将买的房作抵押物,那你要买的房子还不是属于你的,你怎么能去抵押贷款呢.你现在最好的办法就是问父母或亲戚朋友先借满首付的钱,然后再买房按揭贷款或公积金贷款.贷款买房和按揭应该是一个概念,只是贷款的形式不同,有的是按揭有的是公积金贷款,还有的就是他本来就有房子或别的什么抵押物,去银行抵押了贷款,拿贷款拿到的钱去买房.如果有什么不明白的欢迎来问,我尽量帮你解答.

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