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农村民房贷款流程是什么？需要带什么资料？

农村民房贷款流程是什么？需要带什么资料？

浏览：54次 | 提问时间： 07-01 04:34

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感觉不会再爱了 07-01 04:35

农村民房贷款流程如下：1、借款人向银行提出贷款申请。2、经调查、审查和审批同意后，在银行开立存款账户或银行卡，并到房管部门办理房产评估。经营性贷款金额5万元以上还应办理贷款卡。3、借款人、抵押人的夫妻双方持已评估的产权证书、身份证明、婚姻证明、有关贷款用途证明到我行签订最高额抵押合同和借款合同，并办理抵押合同登记和保险等手续。4、贷款行办妥上述手续后，当日发放贷款，将款项转入借款人在我行开立的存款账户或银行卡上。5、借款人每月(季)末20日以前在其理财卡账户存入足够金额缴纳每期还款金额，并在到期日结清全部本息。6、贷款归还后，贷款行注销抵押物，并退还给客户。

я三分之一的旧光年 07-01 04:43

根据《房屋登记办法》的规定，因合法建造房屋申请房屋所有权初始登记的，应当提交下列材料：(一)登记申请书；(二)申请人的身份证明；(三)宅基地使用权证明或者集体所有建设用地使用权证明；(四)申请登记房屋符合城乡规划的证明；(五)房屋测绘报告或者村民住房平面图；(六)其他必要材料。申请村民住房所有权初始登记的，还应当提交申请人属于房屋所在地农村集体经济组织成员的证明。所以，想要办理农村房产证的，首先需要准备好以上的材料。对于材料不是很清楚的，可以去当地房屋管理部门简单咨询一下。二、农村宅基地房产证如何办理，办理的流程是什么？农村房屋产权证办理流程如下：(一)申请人提交下列材料提出申请：(二)受理，提交农村房产证办理需要提交的材料后，工作人员会受理(三)公告；(四)审核；(五)收费；(六)记载于登记簿；(七)发证。农村房屋宅基地房产证办理的流程非常简单，一般情况下按照工作人员的指示办理即可。在此需要提醒的是，一定要办理农村房屋宅基地证，因为这个房产证不仅仅是你的房屋所有人的证明，当遇到拆迁时，也不会影响到赔偿。不会的办理的，可以多多咨询房屋管理部门的工作人员。

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