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能介绍一下期房贷款流程是什么吗？它与现房贷款的区别是什么？

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南京按揭二手房的贷款流程是怎样的？求指点！你好,我想问一下贷款方面的问题:能否修改贷款方式；它的流程是怎么样的？南京购房贷款流程谁能介绍下?个人购房贷款流程?宁波贷款买房流程哪位网友知道有哪些？农村民房贷款流程是什么？需要带什么资料？农***贷分行可以办理吗?抵押担保贷款流程?农房贷款手续是怎么样的？流程是什么？？期房现在是现房怎么办贷款呀?上海全款买房流程?农民贷款买房流程是什么？有什么手续？齐齐哈尔二手房贷款有哪些流程？有经验的说说？请教各位网友，宁波二手房贷款流程是什么样的？农业工商银行按揭贷款流程是什么？银行按揭买房流程?企业房产证抵押贷款流程是什么？需要什么手续？请教下个人银行购房贷款流程是怎样的，购房银行按揭贷款的流程有什么？朋友们谁知道上海购房贷款流程是什么？急急急

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能介绍一下期房贷款流程是什么吗？它与现房贷款的区别是什么？

浏览：29次 | 提问时间： 07-01 04:34

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3个答案

裂了缝不再见 07-01 04:35

你好，期房贷款和现房贷款区别并不太大。期房要求有预售许可证，有了预售许可证说明开发商的销售行为合法有效。期房贷款购买流程具体步骤是：1。签订购房合同，付款方式选择贷款，支付首付2。购房合同在住建部网上登记(开发商办理)3。携带购房合同，身份证，个人印鉴，首付收据，如果与配偶同时办理，加带结婚证4。到银行贷款处办理5。最好办理公积金委托提取，这样每月可以自动从公积金账户转到还款账户希望能帮到你！

隔空当月时经 07-01 04:43

期房贷款买房流程：1.有正当职业和稳定的经济收入，具备了按期偿还贷款的能力和意愿，资信良好。2.有经过相关部门登记合法有效的商品房买卖合同。3.有不少于总购房款30%的自筹资金。4.同意用所购买的住房进行抵押。5.同意办理贷款综合保险业务。6.有保证人同意为其担保到领取产权证为止，并且进行房屋他项权利抵押登记后交贷款银行和住房公积金管理中心收存。

久伴还是酒伴换回时间 07-01 04:51

个人购房贷款申请的流程：　　一、个人住房组合贷款指以住房公积金存款和信贷资金为来源向同一借款人发放的用于购买自用普通住房的贷款，是个人住房委托贷款和白营贷款的组合。此外，还有住房储蓄贷款和按揭贷款等。　　二、个人住房委托贷款指银行根据住房公积金管理部门的委托，以住房公积金存款为资金来源，按规定的要求向购买普通住房的个人发放的贷款。也称公积金贷款。　　三、个人住房自营贷款是以银行信贷资金为来源向购房者个人发放的贷款。也称商业　　个人住房贷款，各银行的贷款名称也不一样，建设银行称为个人住房贷款，工商银行和农业银行称为个人住房担保贷款。

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