array(3) { ["data"] => array(20) { [0] => array(11) { ["tagname"] => string(21) "买新房子的流程" ["inlink"] => int(0) ["addtime"] => string(10) "1598923730" ["tagid"] => int(928390) ["id"] => string(6) "928390" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503942013419552) ["pageurl"] => string(35) "//www.sheji456.com/ask/tlist/928390" ["m_pageurl"] => string(33) "//m.sheji456.com/ask/tlist/928390" } [1] => array(11) { ["tagname"] => string(21) "买新房子的流程" ["inlink"] => int(0) ["addtime"] => string(10) "1598923730" ["tagid"] => int(928391) ["id"] => string(6) "928391" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503942013419553) ["pageurl"] => string(35) "//www.sheji456.com/ask/tlist/928391" ["m_pageurl"] => string(33) "//m.sheji456.com/ask/tlist/928391" } [2] => array(11) { ["tagname"] => string(18) "流程是怎样的" ["inlink"] => int(0) ["addtime"] => string(10) "1599709911" ["tagid"] => int(1323262) ["id"] => string(7) "1323262" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503955979403272) ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1323262" ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1323262" } [3] => array(11) { ["tagname"] => string(36) "买房办理贷款流程是怎样的" ["inlink"] => int(0) ["addtime"] => string(10) "1599534045" ["tagid"] => int(1202026) ["id"] => string(7) "1202026" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503951060533259) ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1202026" ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1202026" } [4] => array(11) { ["tagname"] => string(15) "贷款的流程" ["inlink"] => int(0) ["addtime"] => string(10) "1598923636" ["tagid"] => int(886031) ["id"] => string(6) "886031" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503940828528647) ["pageurl"] => string(35) "//www.sheji456.com/ask/tlist/886031" ["m_pageurl"] => string(33) "//m.sheji456.com/ask/tlist/886031" } [5] => array(11) { ["tagname"] => string(36) "银行按揭贷款流程是怎样的" ["inlink"] => int(0) ["addtime"] => string(10) "1599530139" ["tagid"] => int(1174517) ["id"] => string(7) "1174517" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503950162952194) ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1174517" ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1174517" } [6] => array(11) { ["tagname"] => string(27) "贷款买二手房的流程" ["inlink"] => int(0) ["addtime"] => string(10) "1598923636" ["tagid"] => int(894597) ["id"] => string(6) "894597" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503941069701148) ["pageurl"] => string(35) "//www.sheji456.com/ask/tlist/894597" ["m_pageurl"] => string(33) "//m.sheji456.com/ask/tlist/894597" } [7] => array(11) { ["tagname"] => string(24) "申请流程是怎样的" ["inlink"] => int(0) ["addtime"] => string(10) "1600480630" ["tagid"] => int(1380113) ["id"] => string(7) "1380113" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503957884665885) ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1380113" ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1380113" } [8] => array(11) { ["tagname"] => string(21) "其流程是怎样的" ["inlink"] => int(0) ["addtime"] => string(10) "1600831090" ["tagid"] => int(1794257) ["id"] => string(7) "1794257" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503973576605722) ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1794257" ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1794257" } [9] => array(11) { ["tagname"] => string(21) "贷款买期房流程" ["inlink"] => int(0) ["addtime"] => string(10) "1598924352" ["tagid"] => int(1012441) ["id"] => string(7) "1012441" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503944395784197) ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1012441" ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1012441" } [10] => array(11) { ["tagname"] => string(18) "买新房子流程" ["inlink"] => int(0) ["addtime"] => string(10) "1598924352" ["tagid"] => int(1023003) ["id"] => string(7) "1023003" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503944720842773) ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1023003" ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1023003" } [11] => array(11) { ["tagname"] => string(21) "邮政贷款的流程" ["inlink"] => int(0) ["addtime"] => string(10) "1598924154" ["tagid"] => int(980291) ["id"] => string(6) "980291" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503943496106023) ["pageurl"] => string(35) "//www.sheji456.com/ask/tlist/980291" ["m_pageurl"] => string(33) "//m.sheji456.com/ask/tlist/980291" } [12] => array(11) { ["tagname"] => string(21) "贷款买车的流程" ["inlink"] => int(0) ["addtime"] => string(10) "1598924269" ["tagid"] => int(1000285) ["id"] => string(7) "1000285" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503944056045601) ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1000285" ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1000285" } [13] => array(11) { ["tagname"] => string(36) "买房贷款详细流程是怎样的" ["inlink"] => int(0) ["addtime"] => string(10) "1608629480" ["tagid"] => int(7729169) ["id"] => string(7) "7729169" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703504173122715676) ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/7729169" ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/7729169" } [14] => array(11) { ["tagname"] => string(27) "买二手房贷款的流程" ["inlink"] => int(0) ["addtime"] => string(10) "1594371558" ["tagid"] => int(487435) ["id"] => string(6) "487435" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503927379492890) ["pageurl"] => string(35) "//www.sheji456.com/ask/tlist/487435" ["m_pageurl"] => string(33) "//m.sheji456.com/ask/tlist/487435" } [15] => array(11) { ["tagname"] => string(33) "买房时的贷款流程是什么" ["inlink"] => int(0) ["addtime"] => string(10) "1599534045" ["tagid"] => int(1198814) ["id"] => string(7) "1198814" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503950958821388) ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1198814" ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1198814" } [16] => array(11) { ["tagname"] => string(24) "收房流程是怎样的" ["inlink"] => int(0) ["addtime"] => string(10) "1599530139" ["tagid"] => int(1179654) ["id"] => string(7) "1179654" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503950327578638) ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1179654" ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1179654" } [17] => array(11) { ["tagname"] => string(24) "家装流程是怎样的" ["inlink"] => int(0) ["addtime"] => string(10) "1604570311" ["tagid"] => int(4611814) ["id"] => string(7) "4611814" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703504068221075477) ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/4611814" ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/4611814" } [18] => array(11) { ["tagname"] => string(18) "买新房的流程" ["inlink"] => int(0) ["addtime"] => string(10) "1598923862" ["tagid"] => int(947657) ["id"] => string(6) "947657" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503942555533340) ["pageurl"] => string(35) "//www.sheji456.com/ask/tlist/947657" ["m_pageurl"] => string(33) "//m.sheji456.com/ask/tlist/947657" } [19] => array(11) { ["tagname"] => string(24) "贷款买商品房流程" ["inlink"] => int(0) ["addtime"] => string(10) "1598923636" ["tagid"] => int(897351) ["id"] => string(6) "897351" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503941146247173) ["pageurl"] => string(35) "//www.sheji456.com/ask/tlist/897351" ["m_pageurl"] => string(33) "//m.sheji456.com/ask/tlist/897351" } } ["counts"] => int(654227) ["pagecount"] => float(32712) }

当前位置：首页>

装修问答

其他

买新房子贷款的流程是怎样的？流程是什么

买新房子贷款的流程是怎样的？流程是什么

浏览：39次 | 提问时间： 07-01 04:34

分享到：

2个答案

你走后我怎么办 07-01 04:34

新房贷款的流程：1、选择房产(了解开发商合作银行贷款政策)购房者如想获得楼宇按揭服务，在选择房产时应着重了解这方面的内容。购房者在广告中或通过销售人员的介绍得知一些项目可以办理按揭贷款时，还应进一步确认发展商开发建设的房产是否获得银行的支持，以保证按揭贷款的顺利取得。2、办理按揭贷款申请购房者在确认自己选择的房产得到银行按揭支持后，应向银行或银行指定的律师事务所了解银行关于购房者获得按揭贷款支持的规定，准备有关法律文件，填报《按揭贷款申请书》。3、签订购房合同银行收到购房者递交的按揭申请有关法律文件，经审查确认购房者符合按揭贷款的条件后，发给购房者同意贷款通知或按揭贷款承诺书。购房者即可与发展商或其代理商签订《商品房预售、销售合同》。4、签订房屋按揭合同购房者在签订购房合同，并取得交纳房款的凭证后，持银行规定的有关法律文件与发展商和银行签订《楼宇按揭抵押贷款合同》明确按揭贷款数额、年期、利率、还款方式及其他权利义务。5、办理抵押登记、保险购房者、发展商和银行持《楼宇按揭抵押贷款合同》及购房合同到房地产管理部门办理抵押登记备案手续。对期房，在竣工后应办理变更抵押登记。在通常情况下，由于按揭贷款期间相对较长，银行为防范贷款风险，要求购房者申请人寿、财产保险。购房者购买保险，应列明银行为第一受益人，在贷款履行期内不得中断保险，保险金额不得少于抵押物的总价值。在贷款本息还清之前，保险单交由银行执管。6、开立专门还款账户购房者在签订《楼宇按揭抵押贷款合同》后，按合同约定，在银行指定的金融机构开立专门还款账户，并签订授权书，授权该机构从该账户中支付银行与按揭贷款合同有关的贷款本息和欠款。银行在确认购房者符合按揭贷款条件，履行《楼宇按揭抵押贷款合同》约定义务。并办理相关手续后，一次性将该贷款划入发展商在银行开设的银行监管账户，作为购房者的购房款。

思及我 07-01 04:43

第一步：借款人在办理贷款前，需查明所购楼宇是否有银行提供个人住房按揭贷款承诺书，然后，借款人申请个人住房按揭贷款，填写《贷款申请审批表》，将有关材料(付首期款证明、买卖合同、身份证、经济收入来源证明等原件、复印件)提交贷款银行;第二步：开发商：作为借款保证人在贷款申请审批表“保证人意见”栏上签字、盖章;第三步：贷款银行：信贷员对借款申请人提交的全部资料、文件进行审查，逐级审批;第四步：贷款行领回办妥手续的材料并根据依法生效的借款合同发放贷款;第五步：到房管部门：办理房产产权抵押登记手续;第六步：通知开发商领回借款合同并由开发商出具付清房款证明给贷款行;第七步：通知借款人领回借款合同、借据、保险单;第八步：贷款行信贷员将贷款档案归档。

装修问答

其他

买新房子贷款的流程是怎样的？流程是什么

最新问题

相关搜索

最新推荐

买新房子贷款的流程是怎样的？流程是什么