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房子贷款提前还贷应该怎么办理？银行提前还贷流程？_其他_设计456问答
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房子贷款提前还贷应该怎么办理？银行提前还贷流程？

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房子贷款提前还贷应该怎么办理？银行提前还贷流程？

浏览：72次 | 提问时间： 07-01 04:34
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何时了 07-01 04:35

银行提前还贷流程：购房者首先要将提前还贷申请表传真至银行，申请表内容包括提前还贷理由、房子所在地、联系电话、身份证号、还款存折账号等基本信息。银行在接到申请后，在一个月左右给予回复。如符合还贷手续，购房者携带现金及相关材料，当天就可以办理好还贷证明。提前还款包括提前全部还款、提前部分还款且贷款期限不变、提前部分还款的同时缩短贷款期限三种情况。贷款银行只能受理自发放个人贷款第二个还款月起借款人提前还款的申请。

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