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住房公积金扣多少钱，手续有哪些？

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住房公积金每年需要缴纳多少钱？有没有哪些相关的规定住房公积金能不能用来进行装修？可以贷装修款吗住房公积金每年要交多少钱？有没有什么规定住房公积金每月缴纳多少比较合适？多少钱谁能告诉我住房公积金买房最高能贷款多少？能贷多少钱谁知道住房公积金能装修贷款吗？可以申请多少住房公积金宁波市的办理流程是什么样的？有人知道应该如何办理啊？住房公积金是不是可以办理装修贷款？要如何申请住房公积金申请书，提取流程是？住房公积金是不是可以贷款装修？要怎么使用呢住房公积金是不是可以用来装修？怎么申请谁知道？住房公积金是什么东西？支取的流程是什么住房公积金提取办理流程是怎样的？有哪位能说说看？住房公积金提取非要离职后吗？具体流程是？住房公积金提取离职办理流程到底是什么？

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住房公积金扣多少钱，手续有哪些？

浏览：53次 | 提问时间： 07-01 04:34

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3个答案

顾你不弃 07-01 04:35

你用住房公积金贷款,那么明确的告诉你,银行和住房公积金不是一个部门,而且住房公积金是事业单位,住房公积金委托银行进行放贷,其审批手续完全是住房公积金管理中心负责,你的偿还能力问题考察,是考察你缴存公积金有没有1年,其次你是抵押房子,如果你不还钱,住房公积金可以起诉你并把你的房子拍卖用于还贷款.你想贷20年这个是允许的,一般住房公积金可以放贷到60周岁,也就是说你现在比如是30岁,那么你可以贷30年,如果你50岁最多贷10年,还有即使你工资涨到3000元,只能提高你缴存的比例,例如你现在扣200,可能你涨到3000扣你300块钱,跟贷款没有任何关系,如果你贷了20年，那么就按照20年进行还贷,每个月扣多少利息多少钱,会自动从你的还贷存折里扣除,还有你想申请缩短还贷时间是不可以的,因为你申请的是20年,那么就按照20年来还,除非你一次性结清,那么以后的利息就不算了,否则你就按照你开始贷的时间还贷款.

Nonsense扯淡 07-01 04:43

你用住房公积金贷款,那么明确的告诉你,银行和住房公积金不是一个部门,而且住房公积金是事业单位,住房公积金委托银行进行放贷,其审批手续完全是住房公积金管理中心负责,你的偿还能力问题考察,是考察你缴存公积金有没有1年,其次你是抵押房子,如果你不还钱,住房公积金可以起诉你并把你的房子拍卖用于还贷款.你想贷20年这个是允许的,一般住房公积金可以放贷到60周岁,也就是说你现在比如是30岁,那么你可以贷30年,如果你50岁最多贷10年,还有即使你工资涨到3000元,只能提高你缴存的比例,例如你现在扣200,可能你涨到3000扣你300块钱,跟贷款没有任何关系,如果你贷了20年，那么就按照20年进行还贷,每个月扣多少利息多少钱

孤独到底 07-01 04:52

要看你公积金帐户里有多少钱,如果你公积金帐户里的钱够一万五以上就可以申请公积金贷款了

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