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小白求助公积金可以提前还款好吗？是不是需要考虑更多的流程的？_其他_设计456问答
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小白求助公积金可以提前还款好吗？是不是需要考虑更多的流程的？

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小白求助公积金可以提前还款好吗？是不是需要考虑更多的流程的？

浏览：41次 | 提问时间： 07-01 04:34
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3个答案
徘徊迷路想不通 07-01 04:35

提前还款时：贷款合同，银行要收取一定的补偿金(违约金)。希望对你有帮助。提前部分还款后，银行要重新计算月还款额或还款期限，可以申请提前还款。提前还款可以部分提前，一般是提前还款金额一个月的利息，月还款额减少可以提前还款、最后一期的银行还款回单，如果还款期限不变、本人身份证。另外贷款合同中也有约定，本金余额减少，重新计算后。公积金贷款还款一年以上(有的地方规定6个月)后，贷款申请就行。携带、也可以是全部提前

凉城Tear1 07-01 04:43

住房公积金贷款可以提前还款吗有没有次数，金额限制可以的提前还款。没有次数限制；金额最少1万元以上。但还有一些限制，比如贷款不到一年不能提前还款；还款额不到10000的整数以上，不能提前还款；提前还款必须提前一个月同孩子银行。和银行约定还款日期。

じ此生不离不弃 07-01 04:52

积金贷款分为纯公积金与组合公积金贷款。如果是纯公积金贷款，提前还款分为提前部分还款和提前一次性还清，如果是提前部分还款的话，一年只能提前一次。如果是组合公积金贷款，商贷部分是只要满壹万元(根据各个银行规定略有不同)就可以提前还，而公积金部分仍然是一年只能提前还款一次。

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