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想用房产抵押公积金贷款的流程是什么？办理流程是什么呢？

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向公司申请缴纳住房公积金需要哪些手续？有人知道如何操作啊？萧山区住房公积金管理中心提取流程哪位了解？小白求助房屋装修可提取公积金吗，额度是多少？小白求助房子装修能用公积金贷款吗，求解答小白求助公积金能申请装修贷款吗？小白求助公积金可以贷款装修房子吗？小白求助公积金可以取出来装修吗？要怎么操作？小白求助家里装修可以用公积金吗，请回答下？小白求助公积金可以提前还款好吗？是不是需要考虑更多的流程的？小白求助公积金可用于装修吗，办理程序是？小白求助南京公积金可以贷款装修吗？小白求助住房装修可以公积金贷款吗，有什么类别？小产权房可以提公积金吗？需要怎样的流程呢？新房装修能用公积金贷款吗？求哪位解答下这个话题新疆百富餐饮股份有限公司公积金在哪提取，专业人士说说

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想用房产抵押公积金贷款的流程是什么？办理流程是什么呢？

浏览：58次 | 提问时间： 07-01 04:34

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3个答案

天季晴朗 07-01 04:35

流程如下第一，用公积金办理个人买房贷款首先到当地住房公积金管理中心提出借款申请。第二，签订借款合同。当地公积金管理中心(或委托银行)审核批准借款人的申请后，借款人与公积金管理中心签订借款合同和抵押合同(用房地产抵押的签订抵押合同，个人担保的需要享受公积金的个人双人担保)。第三，办理住房抵押的要去办理房产抵押公证。第四，借款人用房产抵押的办理完抵押手续后，连同借款合同、抵押合同(质押合同)、房屋他项权证或抵押权证明书等借款资料交公积金管理中心。届时，公积金管理中心将委托建设银行房信部门按时把款打入您的个人账户。

转身三秒眼泪掉下了 07-01 04:43

上海房屋买卖流程主要包含以下几个方面：一、买方和房主(或者通过中介和房主)达成买卖房屋的协议；二、买方确定是现金购买房屋或者用公积金贷款或者商业贷款购买房屋；三、买方或买方委托到房产评估所进行房产评估以及去房产交易中心报测绘；四、买方和房主到房产交易大厅办理过户事宜或买者委托房产经济公司带领买卖双方去公积金中心或银行办理按揭购买房屋的手续，然后过户，报抵押，几个工作日之后银行通知签字下款。

猫忘了鱼尾纱 07-01 04:52

办理流程：1、带好三证(结婚证，身份证，房产证)及其复印件；2、去房屋交易中心，窗口工作人员会审核提交的材料；3、先去银行办理抵押手续变更；4、办理房产证上加名字所需的费用：110元手续费(如果贷款是公积金的，需要另外加100元；如果是组合贷款(公积金贷款+商业贷款)，需要加200元费用。)，80元手续费，25元籍图费，5元贴花费。大概20天即可取得房产证。

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