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我想咨询下公积金可以装修房子使用吗？请问具体应该如何操作啊？

我想咨询下公积金可以装修房子使用吗？请问具体应该如何操作啊？

浏览：55次 | 提问时间： 07-01 04:34

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3个答案

据说女汉子都是无厘头 07-01 04:35

首付几成有面积区间限制吗？回复：购买夫妻名下首套且面积不超过140

二是我的專屬名詞 07-01 04:43

一、你所在城市不能支取。住房公积金是不能随便支取和使用的。有严格的审批程序。如：用于买房、建房、装修房屋等，或者等到你退休才能支取。在某些地区在退职无生活来源、用于支付住房租金等情况下也能支取。但你所在城市没有这一条！你所在城市只能在房租超出家庭工资收入的规定比例的条件下才能支取，这就要具体咨询：广州市住房公积金管理委员会。二、顺便回复一下二、三楼：你们的说法是错误的！根据《住房公积金管理条例》第四章提取和使用第二十四条职工有下列情形之一的，可以提取职工住房公积金账户内的存储余额：(一)购买、建造、翻建、大修自住住房的；(二)离休、退休的；(三)完全丧失劳动能力，并与单位终止劳动关系的；(四)出境定居的；(五)偿还购房贷款本息的；(六)房租超出家庭工资收入的规定比例的。本人就将自己的住房公积金支取出来了，拿到的就是现金支票。因为我也以为办住房公积金贷款麻烦，便用商业贷款购买的房子，然后才到住房公积金中心申请支取的。

Tmeㄨ余忆 07-01 04:51

你好，1、买房子的时候可以用公积金贷款，公积金贷款的利率比商业贷款低很多2、租房子可以申请租房提取，用公积金支付房租3、装修房子的时候，也可以提取公积金来装修4、公积金是职工的个人福利，是职工缴存的长期住房储金，除了个人缴纳以外，公司也必须按比例为员工缴纳住房公积金，公司缴纳的那部分以后你是可以提出来的，相当于变相增加了你的工资。4、具体你可以咨询当地的住房公积金管理中心，或者到公积金管理中心的官网上去查询

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我想咨询下公积金可以装修房子使用吗？请问具体应该如何操作啊？