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商业贷款提取公积金有哪些流程？有人知道是什么政策啊

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商业贷款提取公积金有哪些流程？有人知道是什么政策啊

浏览：43次 | 提问时间： 07-01 04:34
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3个答案
心殇 07-01 04:35

只要是购买、建造、翻建、大修自住住房的均可提取公积金，商业贷款也可提取公积金用于还贷，不同的是商业贷款利率高于公积金单款利率。具体提款流程是：首次提取住房公积金应该在偿还贷款两个月后申请，提取额不能超过12个月的还本付息额，以后提取应隔12个月以上(即每年提取一次)。累计提取不超过应还贷款本息额。住房公积金提取需提供银行借贷合同、还款证明、支款审批表(所在单位开具)、身份证、完税证明。

假装不想你 07-01 04:43

芜湖公积金提取流程1、职工根据所需提取用途准备对应材料向公积金管理中心提出申请;2、管理中心审核职工提取资格;3、支取公积金。需要提取材料如下1.购房合同2.购房发票3.借款合同(纯公积金贷款不需提供借款合同，商业贷款和公积金组合贷款只需要提供商贷的借款合同)4.还款记录(到贷款银行打印能反映当月还款额的记录)5.《住房公积金提取申请书》6.身份证注意：所有提取证明材料提供原件扫描，不需要复印

笑在燃烧嬄怒爲紅顔 07-01 04:52

你好，很高兴为你解答，商业贷款是可以转为公积金贷款的，不过需要满足：1、商业贷款还款满一年。2、公积金缴纳一年以上，并且之间没有提取记录.流程：1、首先需要经过贷款银行的同意。2、到公积金管理中心领取一张商业贷款转公积金贷款的申请表。3、按照表上面的内容准备材料，进行处理就可以了。希望能够帮助您。

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