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请问大神们个人房贷能贷多少钱

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有没有人知道86平米装修得多少钱想了解了解70平房子如何装修问问大家伙儿们购买商品房有哪些费用问问大家伙儿们冬天装修注意什么有没有人知道80平米普通装修要多少钱东莞装修报价明细表哪位有问问大家伙儿们房产抵押贷款能贷多少钱半包装修价格预算一般是多少哪位晓得巢湖碧桂园别墅多少钱有没有人知道按揭买房手续费用求问各位亲儿童摄影怎么装修厨房油烟净化装置价格有多贵有谁能解答北京除甲醛公司有哪些求解答成都哪家装修公司施工好求问各位亲chanelj12手表多少钱

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10秒装修报价 装修要花多少钱?获得精准报价，省钱30%

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请问大神们个人房贷能贷多少钱

浏览：42次 | 提问时间： 07-02 05:15

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3个答案

爱我久 07-02 05:16

个人贷款一般能批到打卡工资的10-15倍。
去银行贷款所需要的条件：
　　1、具有中国国籍(不含港澳台居民)的18-65岁公民
　　2、在本地工作和生活
　　3、现单位正式在册员工并工作满6个月
　　4、白户可操作必须打卡工资3000元以上(社保、公积金必须要有一样)
　　5、有月打卡工资
　　6、征信良好(2年内不得连三累六)
　　去银行贷款所需要的材料：
　　1、首先必须拥有个人有效身份证件，提供户口薄并且具有完全的民事行为能力;　　
　　2、拥有稳定的职业，良好的收入，如果是通过银行划账的方式领取工资的，还需要提交近期的工资卡的流水证明;
　　3、未婚者提交未婚证明，已婚者提交配偶及家庭成员的相关材料;
　　4、拥有申请贷款银行的固定账户;
　　5、贷款机构的其他规定要求。

成績总挑拨莪和爸媽的关系 07-02 05:24

如果您是首套房贷款，那么您最多可以从银行获得房屋总价七成的贷款，         这里需要注意的是，如果是二手房，那么房屋总价指的是评估价而不是市场成交价，而评估价通常要比市场价低，第二，七成贷款是您能获得的最高比例的贷款，因为目前银行贷款额度紧张，已经有部分银行将首套房贷款成数提高至六成，您在贷款时要多询问几家银行。
以上价格来源于网络，仅供参考，

姐的温柔岂能搜到 07-02 05:32

首套房也不能超过房屋总价的70%。 个人住房商业贷款最高额度为购房总价与房屋评估价两者之间低值的70%，根据不同银行不同套数贷款额度有所浮动，具体以所贷款银行的要求为准。希望我的回答对你能够有所帮助。

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