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请问大神们二手房最多贷多少钱

请问大神们二手房最多贷多少钱

浏览：28次 | 提问时间： 07-02 05:17

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3个答案

笙 07-02 05:18

二手房个人贷款商业贷款是根据房价的7成贷的，首套公积金贷款是8成，1个人是30万，夫妻二人都有公积金的话可以贷50万！如果是二套的话商业贷款贷款只有四成，二套公积金贷款的话只能贷5成。这是我在安贷客上面找到的希望对你有帮助。

我怀念但不犯贱 07-02 05:26

这要看你的房子产权是哪一年的，还要看看他的升值空间，最好是要专门的机构给评估一下，银行贷款一般是在评估价格上打七折，希望我的回答可以帮到你。

被伤的心谁来痛 07-02 05:34

二手房的商业贷款与房产的实际成交价格、建造年代以及个人收入状况有关。一般是可以贷款评估价格的70%，如果房子建造年代不是很久的话，一般可以贷款实际成交价格的60%左右，假如成交价格是50万元的话，可以贷款30万元左右(不含附加的税费)。同时贷款的额度也要受到贷款年限和个人收入的制约，银行要求贷款的月还款不得超过收入的50%,价格来源网络，仅供参考。

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