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求问各位亲二手房贷款费用明细有哪些

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有谁能解答二手房过户一般需要多少钱有谁能解答二手房总费用想了解了解安阳装修多少钱请问一下东湖别墅多少钱有谁能解答地砖翻新费用想了解了解二手房的后期费用有哪些谁能回答我东营别墅多少钱问下经验人士北京一套房多少钱问下经验人士二手房装修贵吗求解答北碚哪家装修公司好求解答测量甲醛的仪器多少钱求解答保洁清洁费用谁能给我说下澳大利亚买套房子要多少钱disney手表报价大概是多少moto360智能手表报价大概是多少

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求问各位亲二手房贷款费用明细有哪些

浏览：38次 | 提问时间： 07-02 05:17

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3个答案

淑女现实最狗 07-02 05:18

1、担保费(跟银行合作的担保公司收取)：贷款额的5%
2、评估费(跟银行合作的对所贷款房屋作评估报告的评估公司收取)：评估价的千分之五
3、他项费(贷款抵押登记费，房产局收取)：贷款额的千分之二
4、公证费   按房子价格来算，最低收200元
5、调研费(跟银行合作的担保公司收取)500—2000元
6.贷款评估价一般为房屋报价的90%左右。首套房贷款最多可贷贷款评估价的70%。
   希望答案对你有帮助

等待不是愛 07-02 05:26

1、交易手续服务费:住宅6元/平方米(房改房、经济适用房、安居房减半收取:3元/平方米);非住宅10元/平方米。买卖双方各承担一半。2、登记费:普通二手房住宅类为80元/套,买方承担。3、土地收益金(代收):房改房、经济适用房、安居工程房买卖过户时收取,按房屋正常成交价的2%计征。卖方承担。4、核档费:50元/宗。5、契税:税率为3% ,按正常交易成交价格计征;个人购买的自用普通住宅契税税率减半,按1.5%征收;拆迁居民因拆迁重新购置二手房的对相当于拆迁补偿款的部分免征契税,成交价格超过拆迁补偿款的,对超过部分征收契税。买方承担。6、印花税:税率1‰,按正常交易成交价格计征,交易双方各承担一半。

你深入我心 07-02 05:35

贷款相关费用：
(一)贷款相关费用：
A、服务费：贷款额×2%(最低1000元)；
B、评估费：评估价×5‰(最低收费400元)；
C、公证费：贷款额×1‰；
D、抵押登记费：80元；
E、保险费：(贷款本息和与房价之比)的最低值×0.5‰×系数(贷款年限+1)。
(二)交易费用：
A、契税：成交价格(市场价格)×1%(房屋单价≥3000元/平方米的为1.5%)；
B、住房所有权登记费：80元；
C、印花税：按合同记载金额的0.5‰计税；房屋权属证书每本5元；
D、住房转让手续费：建筑面积×6元/平方米；
E、土地出让金：成交价格(市场价格)×1%；土地权属证书每本5元。

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