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深圳公积金能贷款装修吗

浏览：88次 | 提问时间： 07-13 05:42
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3个答案
玩心少年boy 07-13 05:43

你好， 深圳公积金能贷款装修的。方法为：
公积金装修贷款用途必须用于装修,至于申请者是否要与装修公司签订装修合同要看各地公积金中心的具体规定。
申请材料需要:
1)借款人及共同还最高款人身份证原件及复印件;
2)所购房产权证、土地证原件及复印件;
3)借款人及共同还款人户口本原件及复印件、结婚证原件及复印件;4)装修合同办贷款,
希望我的回答可以帮助到你。

赴一场情深似海 07-13 05:51

公积金装修贷款是使用公积金贷款用于房屋装修，享用公积金贷款利率的一种贷款福利。个人住房公积金贷款的最高限额一般不超过20万元。超过20万元的由中心审贷委员会审批。一般以借款人月还款额不超过其家庭收入的50%的比例确定贷款额

入眠后的蝉 07-13 06:00

可以的
第一步：申请
1、购买商品房、经济适用房的，在与售房单位签订购房合同的同时，在售房单位领取《住房公积金贷款申请审批表》按表填写并准备相关材料，确定贷款金额；
2、建造、大修自住房的，凭土地、规划管理部门的批准文件，到住房公积金管理中心办理贷款申请；
3、购买具有完全产权的私有住房(即二手房)的，到长房置换担保有限公司办理申请。
第二步：审核
售房单位或担保公司将借款人资料连同购房合同、首付款收据等材料报市住房公积金管理中心审批。
第三步：签订贷款合同
住房公积金管理中心审批同意后，通知借款人与银行签订借款合同。并办理合同公证、抵押物保险等相关手续。
希望我的回答对您有所帮助。

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