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房屋装修可以申请公积金贷款吗

浏览：41次 | 提问时间： 07-13 05:46
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3个答案
Onlyyou 07-13 05:47

可以的。
　　除了装修合同外，应该还需要购房合同或者房产证的原件及复印件。先去住房公积金的开户银行或者管理中心领申请表，填表盖章(单位)，再到公积金管理中心审批，通过后就能直接去开户银行取钱了，现在一般是通过存折转帐的，很少取现金给了。
希望我的回答对您有帮助。

孤毒 07-13 05:55

可以的,满足其中一条就可以

(1)购买商品(经济适用)房：①商品房买卖合同、②购房发票(或地税监制收款收据)。

(2)购买二手房(存量房)：①房屋转让合同、②契税完税凭证(或契证)。

(3)购买公房：①出售协议、②购房发票(或统一收款收据)。

(4)回迁(扩面)住房：①回迁(扩面)协议、②购房发票(或地税监制收款收据)。

(5)建造、翻建自住住房：①建房许可证明(如建设工程规划许可证、村镇规划建设许可证、区以上部门批准的建房呈报表等)、②购买材料发票(或收据)。

(6)大修自住住房：①房屋鉴定机构出具的鉴定报告、②区级及以上政府部门批准的建设工程规划许可证(或区级及以上政府部门出具的危房修缮审批表)、③购买材料发票(或收据

小汤圆 07-13 06:04

肯定可以啊。借款人申请贷款时，应准备以下资料：
1、借款人及配偶身份证明(身份证、户口簿、结婚证或离婚证、法院判决书、裁定书，单位出具的未婚或离婚未再婚证明等)；
2、稳定的经济收入证明材料(单位工资收入证明等)；
3、缴存住房公积金的证明；
4、与售房单位签订的购房合同、协议(自建住房的需要提供土地、规划部门的批件)；
5、本人及配偶共同填写好的借款申请审批表；
6、要有不低于总房价20%的房款(首付款)收据(购买私产房，建造、大修自住住房需出具不低于总房款30%的自筹资金证明)；
7、借款人出具的质押权利清单、权属证明文件(或保证人出具的同意提供担保的书面承诺)。

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